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Car insurance

Get a free quote and, if you're eligible, buy your car insurance online!

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With a local Desjardins Agent

For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.

Car insurance designed to fit your needs

To be well protected, you need insurance coverage that's tailored for you and your car. We offer coverage options and discounts for different types of drivers and lifestyles. Get a quote today and protect your car for the right price.

Save on your car insurance

We have discounts and offers to get you a better price for your car insurance. Find out which ones you qualify for.

Double Contract discount for home and car

Get up to 15% off your home insurance by bundling your home and car insurance policies with us.1

Other savings and discounts


Young Drivers

Zero Violations

Ajusto: Take control of your car insurance costs

Sign up for the Ajusto® program and get a personalized premium based on your driving habits and behaviours. It pays to drive safe with Ajusto.2

Discover our auto coverages

Learn about our coverage types to see which ones you really need.

  • Civil Liability
  • All Perils
  • 5-Year Replacement Cost
  • Trouble-Free Option®

How the auto claims process works

In the event of an accident, collision, theft or other loss, you can file your claim online, in the Desjardins Insurance Home-Auto app or by phone 24/7. We're here to guide you every step of the way.

Manage your auto insurance online

Log in to Online Services or our app to easily manage your insurance anytime, anywhere.

  • View your insurance documents
  • Update your payment information
  • File a claim
  • Tell us you're putting a vehicle in storage
  • Change your address

Download the Desjardins Insurance Home-Auto app

Get help from a local Desjardins Agent

Work with a Desjardins Agent in your area for your insurance and financial needs.

  • Direct line of communication
  • Advice based on your lifestyle and goals
  • Personalized management of your file
  • Long-term relationship

Get your car insurance online

Get an online quote and, if you're eligible, buy your car insurance without having to call us.

Get a quote

Insure your recreational vehicle with us, too

Choose coverage designed for your type of vehicle or watercraft and get out there knowing you're well protected.


What is an insurance premium?

Your car insurance premium is the price of your insurance. It's the amount you pay monthly or annually to maintain your coverage.

What is an insurance policy?

Your car insurance policy is the contract you have with your insurer. It outlines what situations and losses are covered by your insurance.

What is a deductible?

Your deductible is the amount you have to pay out of pocket when you make a car insurance claim. Example: Let's say you have a $500 deductible, and you have an accident that's covered by your policy. If the repairs cost $5,000, you pay the first $500 and your insurance pays the remaining $4,500.

Why does my car insurance premium go up every year?

Premium increases could be due to changes to your file, such as:

  • You're driving more than you used to
  • You bought a newer or more luxurious car
  • You moved somewhere where the accident risk is higher
  • You filed a claim
  • You got a ticket

Your premium might also go up for reasons out of your control, such as:

  • Modern cars are becoming more expensive to repair
  • There are more accidents or collisions on the road

Contact us

Client Relations Centre

Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM 

1-888-277-8726 This link will launch your default phone software.