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Bundle and save on home and auto insurance

Enjoy savings and other benefits when you insure both your home and car with us.

What is the Double Contract discount?

Our Double Contract discount gets you a lower rate when you bundle your car and home insurance with us. It also makes your insurance easier to manage, without the hassle of dealing with multiple providers.

Benefits of bundling your car and home insurance

Home insurance discount

Save on your home insurance when you insure both your home and car with us.

  • Homeowners save up to 10%
  • Condo owners and tenants save up to 15%

Single deductible

If you insure your car and home with us, you only pay one deductible (the higher one) if the same event damages them both.

Free auto insurance coverage package

Get the Trouble-Free Option®, a package of some of our most popular auto insurance coverages, at no extra cost.

Easy-to-manage insurance

Manage your home and auto insurance in one place, whether it's Online Services or the Desjardins Insurance Home-Auto mobile app.

Free legal assistance

Speak with one of our lawyers or notaries for free. 1  All calls are confidential. The service covers all areas of law except criminal and tax law. When you call, make sure to have your home or auto insurance policy number on hand.

Monday to Friday: 9 AM to 8 PM
Saturday: 9 AM to 5 PM

1-888-875-7748  This link will launch your default phone software.

You might call for legal assistance to:

  • Find out the legal consequences of breaking a contract
  • Ask questions about your will, marriage or civil union
  • Get advice about a dispute with a neighbour

How to get the Double Contract discount

If you're already insured with us

Already have one insurance product with us? Go to Online Services and select that you want to add your home or car to your insurance to get a personalized quote.

If you're not already insured with us

Get a quote online or by phone to see how much you can save when you insure your home and car with us.


Answer some questions to get an auto or home insurance quote. Then call us to finalize your bundle and discount.

By phone

Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM

1-888-277-8726  This link will launch your default phone software.

With a local Desjardins Agent

For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.

Find an agent

Other ways to save on your insurance premium

Sign up for Ajusto

Get a 10% discount for 6 months when you sign up for Ajusto®. After that, you'll get a more personalized premium based on your driving. 2

Insure multiple vehicles with us

Save even more when you insure more than one vehicle with us.

2 or more cars

  • Save 15% for each car you insure with us
  • Get 50% off the Trouble-Free Option
  • Get free legal assistance

A car and a recreational vehicle

Save 10% for each recreational vehicle you insure with us in addition to your car.

Install security systems

Installing systems in your home to prevent water damage, theft or fire can help you save on your home insurance.

Protect your home with Alert

Help keep your home safe with the AlertTM program, which includes the DIY home alarm system by Roost®.  And save up to 10% on your home insurance when you also subscribe to Roost's monitoring service. 

Contact us

Client Relations Centre

Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM 

1-888-277-8726 This link will launch your default phone software.

Explore more products and services

Recreational vehicle insurance

Coverage designed for your motorcycle, snowmobile, ATV, boat, RV or trailer

Learn more about recreational vehicle insurance.

Roadside assistance

Protection for you and your vehicle with service 24/7 in Canada and the US

Learn more about roadside assistance.
Damage insurance products are underwritten and distributed by Desjardins General Insurance Inc., provider of automobile, property and business insurance.
The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, exclusions and limitations may apply. Online insurance purchase is available subject to our underwriting policies. Savings and discounts are based on each client's individual profile and are subject to eligibility conditions. Rates and discounts are subject to change without notice. Trouble-Free Option ® is a registered trademark of Desjardins General Insurance Group Inc., used under licence. Ajusto is underwritten by Desjardins General Insurance Inc. Ajusto ® is a registered trademark of Desjardins General Insurance Inc. Alert TM is a trademark of Desjardins General Insurance Group Inc., used under licence. The Roost word mark and logo are trademarks of Roost, Inc., and have been registered in the United States and in certain other jurisdictions. The Desjardins Roadside Assistance program is managed by Assistel Inc. Lawyers and notaries control access to the Legal Assistance service. This means they can limit the number and duration of your calls. They can also place limits on requests that are abusive, unreasonable or outside the scope of the service offer. In such a case, you could lose access to the Legal Assistance service. The discount and the personalized premium do not apply to certain endorsements or additional coverages.