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Term Savings for businesses

Invest your business’s funds in Term Savings and choose from multiple term options with competitive rates.

To purchase this product, log in to AccèsD Affaires, select Products and services from the main menu, then select Investments. From the options provided, choose Guaranteed fixed-rate investments (term savings), then select Term Savings.

Not a member or need help? Schedule a call to invest in Term Savings.

Interest rate

1.70% to 3.25%

Terms available

30 days to 10 years1

Redeemability

Non-redeemable

Why choose Term Savings for your business

Guaranteed principal and interest rate

Your business’s investment is guaranteed and earns interest at a fixed rate.

Competitive return on your investment

Get a competitive interest rate based on the term you choose.

Fixed income

Plan your cash flow with guaranteed returns.

Eligible savings plans and accounts

Plan or accountMinimum investment – Less than 1 year Minimum investment – 1 to 10 years
Non-registered$5,000$1,000

Investment calculator

Our calculator lets you see how much your business’s investment will be worth at the end of its term.

Get more information about your investment

Deposit insurance coverage

Your investment is eligible for deposit insurance, up to a certain limit.

Learn more about deposit insurance.

Eligible for member dividends

Term savings are included when calculating your member dividends, if your caisse or credit union pays them.2

Learn more about this investment's eligibility for member dividends.

Purchase Term Savings

Online

To get this product, log in to AccèsD Affaires, select Products and services from the main menu, then select Investments. From the options provided, select Guaranteed fixed-rate investments (term savings).

Other term savings options

Rates subject to change without notice. Phone and in-caisse or branch requests for terms of less than 1 year and more than 5 years.For a caisse to pay member dividends, 2 conditions must be met: Desjardins Group must have the financial capacity to pay member dividends. Members of the caisse must decide that it will pay member dividends. Members attending the caisse's annual general meeting decide how to distribute their surplus earnings, in accordance with all applicable legal requirements.