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Redeemable Savings for businesses

Grow your business’s money in a short-term investment and access your funds anytime.

To purchase this product, log in to AccèsD Affaires, select Products and services from the main menu, then select Investments. From the options provided, choose Guaranteed fixed-rate investments (term savings), then select Redeemable Savings.

Not a member or need help? Schedule a call to invest in Redeemable Term Savings.

Interest rate

2.00%

Terms available

1 year

Redeemability

Fully or partially redeemable1

Why choose Redeemable Term Savings for your business

Guaranteed principal and interest rate

Your business’s investment is guaranteed and earns interest at a fixed rate.

Competitive return

You get a competitive rate for your business’s investment.

Redeemable anytime with no penalty

You can cash out part or all of your investment if you need to access your funds.1

Eligible savings plans and accounts

Plan or accountMinimum investment
Non-registered$1,000

Looking for a medium-term investment?

Our Redeemable Climbing-Rate Term Savings let you optimize your investment with an interest rate that increases each year over a 3- or 5-year term. You can also redeem your funds once a year on the anniversary date for added flexibility.

Investment calculator

Our calculator lets you see how much your business’s investment will be worth at the end of its term.

Get more information about your investment

Deposit insurance coverage

Your investment is eligible for deposit insurance, up to a certain limit.

Learn more about deposit insurance.

Eligible for member dividends

Term savings are included when calculating your member dividends, if your caisse or credit union pays them.2

Learn more about this investment's eligibility for member dividends.

Purchase Redeemable Savings

Online

To get this product, log in to AccèsD Affaires, select Products and services from the main menu, then select Investments. From the options provided, select Guaranteed fixed-rate investments (term savings).

Other term savings options

Rates subject to change without notice. Redemption in whole or in part is possible at all times. This transaction is free of charge. Partial redemption must be at least $1,000 with a remaining balance of at least $1,000. No interest is paid if a redemption is done in the first 30 days.For a caisse to pay member dividends, 2 conditions must be met: Desjardins Group must have the financial capacity to pay member dividends. Members of the caisse must decide that it will pay member dividends. Members attending the caisse's annual general meeting decide how to distribute their surplus earnings, in accordance with all applicable legal requirements.