Get pre-approved for a mortgage

It's always a great idea to get pre-approved for a mortgage. It tells you exactly how much you can spend, shows that you're a serious buyer and simplifies matters with your real estate broker or seller.

Why get pre-approved?

A mortgage pre-approval paves your way to homeownership because:

  • It certifies your buying capacity
  • It tells you how much you can spend, based on your borrowing capacity and down payment
  • It can protect you from interest rate hikes if your rate is guaranteed
  • It simplifies communication with the real estate broker or seller

3-step pre-approval

  1. Determine your financing needs with one of our advisors
  2. Get a prompt answer
  3. Get the loan terms and a certificate upon approval

See a sample pre-approval certificate

Online tools

My First Home on AccèsD

Thinking about buying a home?

Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.

New online mortgage pre-approval

Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.

Go to My First Home

Steps

  1. Find out your recommended price range and maximum purchase price.
  2. Compare the costs of your favourite properties.
  3. Get pre-approved online.
  4. Make a purchase offer.
  5. Get home and mortgage insurance quotes.
  6. Finalize the sale.
  7. Get ready to move.