Get pre-approved for a mortgage
It's always a great idea to get pre-approved for a mortgage. It tells you exactly how much you can spend, shows that you're a serious buyer and simplifies matters with your real estate broker or seller.
Why get pre-approved?
A mortgage pre-approval paves your way to homeownership because:
- It certifies your buying capacity
- It tells you how much you can spend, based on your borrowing capacity and down payment
- It can protect you from interest rate hikes if your rate is guaranteed
- It simplifies communication with the real estate broker or seller
3-step pre-approval
- Determine your financing needs with one of our advisors
- Get a prompt answer
- Get the loan terms and a certificate upon approval
See a sample pre-approval certificate
Online tools
My First Home on AccèsD
Thinking about buying a home?
Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.
New online mortgage pre-approval
Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get pre-approved online.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.