Preapproved mortgage
It's always a great idea to get preapproved for a mortgage. It tells you exactly how much you can spend, shows that you're a serious buyer and simplifies matters with your real estate broker or seller.
Why get preapproved?
A mortgage preapproval paves your way to homeownership because it:
- certifies your buying capacity
- tells you how much you can spend, based on your borrowing capacity and down payment
- can protect you from interest rate hikes if your rate is guaranteed
- simplifies communication with the real estate broker or seller
3-step preapproval
- Determine your financing needs with one of our advisors.
- Get a prompt answer.
- Get the loan terms and a certificate upon approval.
See a sample preapproval certificate
Tools
My First Home
Thinking about buying a home?
Let us guide you through the process. Use the My First Home tool on AccèsD or on the mobile app.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the process of your favourite properties.
- Get preapproved.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.