Pre-authorized bill payment

Automatically pay your bills with a credit card

What is pre-authorized payment for?

It lets you automatically pay bills that you already pay with a credit card. All you have to do is authorize participating merchants to charge the amount of your recurring bills to the same card.

Your recurring payments—like your cellphone plan and your gym membership—will then be made automatically.

3 advantages for you
  • Avoid useless and expensive late fees.
  • Pay just 1 amount, once a month1 Simply pay the balance of your credit card.
  • Earn BONUSDOLLARS or cash back on your transactions.

Request pre-authorized payment

  1. 1 Open a session on the merchant's website or contact them by phone.
  2. 2 Have your credit card on hand to authorize automatic withdrawals on the card.
  3. 3 Once this step is complete, all your recurring bills will be paid in a single payment!

Has your card number changed?

Automatic updates with Visa and Mastercard

Merchants participating in the automatic update service with whom you have a recurring pre-authorized payment agreement will receive automatic updates when your card number and expiry date change to prevent any payment interruption.

You are automatically registered!

To remove yourself from the automatic update service, please call us at the number on the back of your card.23

Warning message Not all merchants participate in automatic updates. Contact merchants directly to check.


  1. Your recurring bills can be monthly, quarterly or annually, and the amount can be fixed or variable.
  2. If you remove yourself from the service, it does not end your payment agreement with the merchant.
  3. Desjardins Access Cards (debit cards) are not included.