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Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

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Permanent life insurance

Permanent life insurance is designed to meet your long-term needs and protect you for life. It's also more cost-effective than term life insurance in the long run.

This type of insurance meets your needs if:

  • You want to leave your loved ones an inheritance
  • You want to be able to stay insured, no matter what happens to your health

Learn about our 2 categories of products

WITHOUT coverage needs analysis WITH coverage needs analysis
  • Purchase online or at the caisse
  • Predetermined insurance amount (covers basic needs)
  • No medical exam (you just have to answer a few questions)
  • Quick and easy to buy

If you want life insurance without a coverage needs analysis, choose one of the following products:

50+ Life Insurance (age 50 and over)

  • Meeting with a financial security advisor1 (life and health insurance specialist)
  • Insurance amount adapted to your needs (no limit)
  • Meeting at a location that works best for you (at the caisse or at home)
  • Advice about life, health and disability insurance

Products available:

Vision Death Coverage

Vision Paid-up Death Coverage

  1. In Ontario, this refers to a life and health insurance representative employed by Desjardins Financial Security Life Assurance Company. In Quebec, this refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm.