Buying a home

Buying a Home

Planning on buying a home in the near future? It's an important decision with many considerations. That's why it's important to be well prepared.

Key features

Get a competitive rate Find the mortgage rate that best meets your needs.
See our rates
Rest easy with Loan Insurance Make sure your loans get paid off in the event of death or disability.
Learn more about Loan Insurance
Get home insurance tailored to your needs Get a quote today.
Learn more about home insurance

Special offer from November 15, 2021, to January 15, 2022

Cash back for first-time homebuyers

Mortgage

Plus

Home Insurance

Equals

Cash back

Buying your first home is a big achievement. To mark this milestone, we're offering you between $1,500 and $3,500 cash back if you get an eligible mortgage and home insurance with us.

Your cash back

  • $1,500

    For mortgages of $100,000 to $299,999

  • $2,500

    For mortgages of $300,000 to $399,999

  • $3,000

    For mortgages of $400,000 to $749,999

  • $3,500

    For mortgages of $750,000 or more

Contact us to find out if you're eligible for this offer.

Contact us

Homebuyer's guide

Take the time to read our step-by-step homebuyer's tips. It contains all the essentials to help you throughout the process.

See our Homebuyer's Guide (PDF, 3.84 MB)

Additional information for homebuyers

Useful list of expenses when buying a home

Buying or selling a home comes at a cost. Here's a list of expenses to take into consideration.

4 financial incentives for new homebuyers

Our experts, tax specialist Josette St-Amand and financial planner Angela Iermieri, explain some of the options available to ease the burden.

Online tools

My First Home on AccèsD

Thinking about buying a home?

Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.

New online mortgage pre-approval

Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.

Go to My First Home

Steps

  1. Find out your recommended price range and maximum purchase price.
  2. Compare the costs of your favourite properties.
  3. Get pre-approved online.
  4. Make a purchase offer.
  5. Get home and mortgage insurance quotes.
  6. Finalize the sale.
  7. Get ready to move.
How much you can afford
Mortgage Payment Calculator
Contact us This link will open in a new window. Get pre-approved for a mortgage

  1. This offer is available at caisses in the province of Quebec only for any new mortgage financing request authorized by Desjardins between November 15, 2021, and January 15, 2022. The mortgage loan / loan linked to a Versatile Line of Credit must be disbursed at the latest on April 15, 2022.

    Cash back is awarded on mortgage financing used to buy an eligible owner-occupied building with up to 4 units provided all offer conditions are met. For all applicable conditions, exclusions and limitations, talk to your Desjardins advisor.

    All financing is subject to Desjardins credit approval.

    To be eligible for the cash back, you must purchase home insurance with Desjardins General Insurance Inc. or The Personal General Insurance Inc. Subject to the underwriting conditions. Limitations and exclusions apply.

    This offer is subject to change and can end without notice.

    This offer cannot be combined with caisse promotions other than the Green Homes Program.