Buying a home
Buying a Home
Planning on buying a home in the near future? It's an important decision with many considerations. That's why it's important to be well prepared.
Key features
Special offer May 1 to September 30, 2022
Cash back for first-time homebuyers
Mortgage
Home Insurance
Cash back
Buying your first home is a big achievement. To mark this milestone, we're offering you between $1,500 and $3,500 cash back if you get an eligible mortgage and home insurance with us.
Your cash back
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$1,500
For mortgages of $100,000 to $299,999
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$2,500
For mortgages of $300,000 to $399,999
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$3,000
For mortgages of $400,000 to $749,999
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$3,500
For mortgages of $750,000 or more
Contact us to find out if you're eligible for this offer.
Homebuyer's guide
Take the time to read our step-by-step homebuyer's tips. It contains all the essentials to help you throughout the process.
- Step 1 Drawing up your budget and assessing your finances
- Step 2 Establishing your home selection criteria
- Step 3 Making a purchase offer
- Step 4 Arranging your mortgage and insurance
- Step 5 Signing the deed of conveyance and becoming a homeowner
See our Homebuyer's Guide (PDF, 3.84 MB)
Additional information for homebuyers
- Addresses See a list of major home-related organizations.
- Glossary of mortgage-related terms Not sure what a word means? Our glossary contains definitions of mortgage-related terms.
- Future homeowner's checklist Go through this list to make sure you don't forget anything before you move.
Online tools
My First Home on AccèsD
Thinking about buying a home?
Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.
New online mortgage pre-approval
Apply for a mortgage pre-approval online with just a few clicks and receive an instant response.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get pre-approved online.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
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This offer is available for any new mortgage financing request granted by a Desjardins caisse in the province of Quebec only between May 1 and September 30, 2022. The first disbursement of the mortgage loan/loan linked to a Versatile Line of Credit must be done no later than December 31, 2022.
Cash back is awarded on mortgage financing used to buy an eligible owner-occupied building with up to 4 units, particularly excluding DIY homebuilding projects and mobile homes on rented land, and if all offer conditions are met. For all applicable conditions, exclusions and limitations, speak with your Desjardins advisor.
All financing is subject to Desjardins credit approval.
To be eligible for cash back, you must purchase home insurance with Desjardins General Insurance Inc. or The Personal General Insurance Inc. Subject to underwriting conditions. Limitations and exclusions apply.
This offer is subject to change and can end without notice.
This offer cannot be combined with caisse promotions other than the Green Homes Program. Only one cash back granted per financed property.