Regular Savings Account
Ideal for accumulating savings
- Account type: savings account with no cheque-writing privileges
- Interest rate: 0.05% to 1.60% (depending on product)
- Fees: standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
Features
Ideal for short-term savings.
You must have a Desjardins everyday account to open a Regular Savings Account.
Transactions
Deposits, withdrawals and transfers.
Interest
Interest paid monthly.
See current rates.
Monthly fees
Service charges apply, except for automatic transfers from an everyday account in the same folio.
Account statement
Monthly statement of account included in the everyday account statement you receive by mail or online.
Find out more about account statements.
Deposit protection
Find out more about deposit insurance.
Eligible for these plans
- Registered plans: RRSP, FTA, LIRA, locked-in RRSP, RRIF, LIF and RDSP.
- Non-registered plans.
Other
- Desjardins Savings-Life Insurance available.
Find out more about Savings-Life Insurance. - Eligible for potential member dividends (RDSP ineligible).
Find out more about member dividends.
