Regular Savings Account
Ideal for accumulating savings
- Account type: savings account with no cheque-writing privileges
- Interest rate: 0.05% to 0.10% (depending on product)
- Fees: standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
Features
Ideal to accumulate funds through single or scheduled periodic instalments to save up for a project or be prepared for the unexpected.
You must have a Desjardins chequing account to open a Regular Savings Account.
Transactions
Deposits, withdrawals and transfers.
Interest
Interest paid monthly.
See current rates
Monthly fees
Service charges apply, except for automatic transfers from a chequing account in the same folio.
Account statement
Monthly statement of account included in the chequing account statement you receive by mail or online.
Find out more about account statements.
Deposit insurance
Find out more about deposit insurance (FAQ).
Eligible for these plans
- Registered plans: RRSP, FTA, LIRA, locked-in RRSP, RRIF, LIF and RDSP.
- Non-registered plans.
Other
- Desjardins Savings-Life Insurance available.
Find out more about Savings-Life Insurance. - Eligible for potential member dividends (RDSP ineligible).
Find out more about member dividends.
