Desjardins website
Choose province (Canada) or state (United States), and language
Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.
Log on to Desjardins online services.
You are here: Home > Personal > Accounts and services > Savings accounts > Regular Savings Account
Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies
Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.
Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.
Regular Savings Account
Ideal for accumulating savings
- Account type: savings account with no cheque-writing privileges
- Interest rate: 0.05% to 0.10% (based on balance maintained)
- Fees: standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
Features
Ideal to accumulate funds through single or scheduled periodic instalments to save up for a project or be prepared for the unexpected.
You must have a Desjardins chequing account to open a Regular Savings Account.
Transactions
Deposits, withdrawals and transfers.
Interest
Interest paid monthly.
See current rates
Monthly fees
Service charges apply, except for automatic transfers from a chequing account in the same folio.
Account statement
Monthly statement of account included in the chequing account statement you receive by mail or online.
Find out more about account statements.
Deposit insurance
Find out more about deposit insurance (FAQ).
Eligible for these plans
- Registered plans: RRSP, FTA, LIRA, locked-in RRSP, RRIF, LIF and RDSP.
- Non-registered plans.
Other
- Desjardins Savings-Life Insurance available.
Find out more about Savings-Life Insurance. - Eligible for potential member dividends (RDSP ineligible).
Find out more about member dividends.
