Healthcare insurance

Similar to group insurance

  • Get reimbursed for expenses not covered by your provincial health plan
  • Get this coverage if you’re self-employed or don’t have group insurance
  • Include tax-deductible premiums when calculating your business’s net income
Get this product - Similar to group insurance

Why choose Desjardins?


A choice between basic and enhanced coverage


Healthcare insurance includes travel insurance to cover you while you’re travelling out of province

Multicoverage discount

Get a competitive rate by combining 2 or more eligible coverage options in the same policy

How does it work?

Desjardins makes your life easier:

  • Cover expenses not covered by your provincial plan (e.g., some drugs and professional fees, dental care and vision care)
  • Most drug and dental claims are submitted automatically
  • Premiums can be paid through pre-authorized debit


The cost is based on your age, and increases at age 45, 55, 60 and 65.

Types of coverage

Choose from 4 types of coverage:

  • Individual
  • Couple
  • Family
  • Single parent


  • For you: Coverage ends when you turn 70 or if you request cancellation
  • For your spouse: Coverage ends when you or your spouse turns 70
  • For your children: Coverage ends on the first of the following dates:
    • Your 70th birthday
    • Your child’s 26th birthday

You must

  • Be between the ages of 18 and 64 (children must be under age 20)
  • Meet the medical underwriting criteria
  • Be covered by your provincial health plan

Additional coverage

  • With extended coverage, get higher reimbursement amounts for:
    • Prescription drugs
    • Dental care

You and your loved ones always have access to our complimentary assistance services, whether you’re looking for general information or need help getting through a difficult time:

  • 24/7 phone assistance services where you can get advice from a nursing professional on various health matters, including nutrition, vaccination, childcare, medication and the use of natural products
  • Phone assistance before you travel and during your trip in case of emergency
  • A second medical opinion from a world-renowned doctor, who will study your file and medical history to come up with a tailored treatment plan

Did you know?

Insurance premiums can be claimed as eligible medical expenses on your tax return!

Client services

For information about your contract or to change your address

1-888-558-5525 This link will launch your default phone software.

File a claim External link.

Get an insurance coverage

Our financial security advisors are here to help. Let’s discuss your needs and find the coverage that’s right for you.

Fill out the form External link. Opens in a new window.

You can also reach an advisor by calling 1-866-838-7661 This link will launch your default phone software.
Monday- toFriday, 9 a.m. to 5 p.m. (ET)

This coverage is a product of Desjardins Insurance distributed in Quebec through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.