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Car insurance discounts and savings

Discover our discounts and tips to help you get the best price for your car insurance.

How to save on your car insurance

The price of your car insurance is determined in part by the make and model of your car, the area you live in and your driving record. But there are ways to get a lower rate.

For example, you might qualify for certain discounts. You can also follow our tips, such as comparing quotes for different models before buying a car, or choosing a higher deductible.

Our discounts and savings

Double Contract discount for home and car

Bundle your home and auto insurance with us and save on your home insurance.

  • Homeowners save up to 10%
  • Condo owners and tenants save up to 15%

You also get Desjardins legal assistance and the Trouble-Free Option® for free.


Insure all your vehicles with us and get a discount on your premium.

Have 2 or more cars? 
Get 15% off for each insured car, 50% off the Trouble-Free Option and free Desjardins legal assistance.

Have a car and a recreational vehicle?
Get 10% off for each recreational vehicle you insure with us. 1

Zero Violations

Have a clean driving record? Save up to 10% if you've had no traffic violations in the last 3 years. 2

Young Drivers

Are you 30 or under? You can save on your car insurance.

Are you 25 or under and a caisse member? Get free Desjardins Roadside Assistance.

Save more with Ajusto

Ajusto® is the best way to get a more personalized car insurance premium. Sign up for this free program if you want a price that reflects your driving behaviours and habits. 3

Get a 10% enrolment discount on your premium for the first 6 months after signing up.

Get your car insurance online

Get an online quote and, if you're eligible, buy your car insurance without having to call us.

Get a quote

With a local Desjardins Agent

For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.

Choose your coverage

Learn about our coverage types to get an insurance policy that's right for you.

Contact us

Client Relations Centre

Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM 

1-888-277-8726 This link will launch your default phone software.

Damage insurance products are underwritten and distributed by Desjardins General Insurance Inc., provider of automobile, property and business insurance.
The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, exclusions and limitations may apply. Online insurance purchase is available subject to our underwriting policies. Savings and discounts are based on each client's individual profile and are subject to eligibility conditions. Rates and discounts are subject to change without notice. The Desjardins Roadside Assistance program is managed by Assistel Inc. Trouble-Free Option ® is a registered trademark of Desjardins General Insurance Group Inc., used under licence. Ajusto is underwritten by Desjardins General Insurance Inc. Ajusto ® is a registered trademark of Desjardins General Insurance Inc. BONUSDOLLARS ® is a registered trademark of the Fédération des caisses Desjardins du Québec.  This discount applies to the following recreational vehicles: motorcycles, snowmobiles, all-terrain vehicles, mopeds, motor homes, house trailers, travel trailers, truck campers and road trailers. Parking tickets are not taken into account when granting the Zero Violations discount. The discount and the personalized premium do not apply to certain endorsements or additional coverages.