U.S. Dollar Term Savings for businesses

Put your business’s US dollars in an investment where your principal and returns are guaranteed.

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Rate type

Fixed

Terms available

30 days to 5 years

Redeemability

Fully or partially redeemable with a 1-year1 term

Why choose U.S. Dollar Term Savings for your business

Guaranteed principal and interest rate

Your business’s investment is guaranteed and earns interest at a fixed rate.

Competitive rate

Get a competitive interest rate for your business based on the term you choose, without converting your US currency. 

Protection from currency fluctuations

Better protect your business’s investment from market fluctuations and changes in the economy.

Eligible savings plans and accounts

Plan or account	Minimum investment
Non-registered	US$5,000

Investment calculator

Our calculator lets you see how much your business’s investment will be worth at the end of its term.

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Get more information about your investment

Deposit insurance coverage

Your investment is eligible for deposit insurance, up to a certain limit.

Eligible for member dividends

Term savings are included when calculating your member dividends, if your caisse or credit union pays them.2

Call us to purchase U.S. Dollar Term Savings

1-888-233-2473 This link opens your phone app.

We can also call you when it’s convenient.

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Other investment options

Term Savings

Market-linked guaranteed investments (MLGIs)

Rates subject to change without notice.

Redemption in whole or in part is possible at all times. This transaction is free of charge. Partial redemption must be at least US$1,000 with a remaining balance of at least US$5,000. No interest is paid if a redemption is done in the first 30 days.

For a caisse to pay member dividends, 2 conditions must be met: Desjardins Group must have the financial capacity to pay member dividends. Members of the caisse must decide that it will pay member dividends. Members attending the caisse's annual general meeting decide how to distribute their surplus earnings, in accordance with all applicable legal requirements.