Interest rates
Purchases: 18.25%
Cash advances: Prime rate
Annual fee
$20 per card
Card controls
Spend controls and credit limits
Benefits of the Visa Purchasing card
The Visa* Purchasing card streamlines the payment process for everyday and recurring purchases like office supplies, gas and meals at restaurants. It helps you control expenses and save time and money on payment processing.
- Better control over spending and credit limits
- Waiver of liability of up to $100,000 per card for certain unauthorized transactions made by employee cardholders
- Integration of data into accounting and enterprise resource planning (ERP) systems
- Single monthly payment for all purchases and faster order processing
- Improved liquidity with up to 51 days of cash flow
Flexibility
Business credit card management
Manage your Visa Purchasing card account online on AccèsD Affaires
Take advantage of multiple self-service options
- Add credit cards to the account.
- Replace, lock and unlock cards.
- Change certain credit limits.
Manage access and track expenses
- Grant different levels of account access.
- Manage users more easily.
- Create reports.
Centralized payments
Make a single payment each month to your business's main Desjardins credit card account (master account). This single payment will pay off your card and all other cards associated with your master account at the same time.
Fraud protection
- Security alerts by text message if we detect unusual activity on your account
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and assist you if your identity is stolen
Apply for the Visa Purchasing
By phone
Or we can call you when it's convenient.
