Desjardins Financial Security (DFS)
As a life and health insurance company, we’ve been taking care of the financial security of our clients across Canada since 1948.

An industry leader
We’re a key player in the insurance sector, providing over 5 million people with savings and investment solutions, insurance products and assistance services.
$174.3 Billion
In assets under management and under administration1 Ranked 1st in Quebec
And ranked 4th in Canada2 More than 5,000
Employees
Our reliable and long-standing networks
Our products and services are available to individuals, groups and businesses through a wide range of distribution channels across Canada.
Caisse network
Our financial security advisors offer a full range of insurance products through the Desjardins caisse network in Quebec and the credit union network in Ontario, online or over the phone.
Desjardins Agent Network
Clients in Ontario, Alberta and New-Brunswick can rely on our vast network of agents for all their insurance needs.
Independent network
Our insurance and investment products are available across Canada through our independent distribution network.
Our story
Some of the milestones marking our story of innovation and growth:
1948
Desjardins Life Assurance was founded
1999
The caisses began selling financial products and services
2002
Desjardins Financial Security was created
2009
Desjardins Financial Security joined Desjardins Group
- La Prospérité
- La Sauvegarde
- L'Économie Mutuelle-Vie
- Laurier Life Insurance
- Annuity Life Insurance
- Compagnon Assurance Voyage
- Les Coopérants
- Mutuelle-Vie de l'UCC (individual, accident and group insurance portfolios)
- La Société des Artisans canadiens-français
- L'Union Saint-Joseph à Saint-Sauveur de Québec
- L'Union Saint-Joseph de Lachine
- L'Union Saint-Pierre
- Laurentian Life
- L'Union du Commerce
- La Prévoyance Compagnie d'assurance
- Les Prévoyants du Canada
- La Stabilité
- Imperial Life Financial Services
- Æterna-Life Insurance Company
- Centre d'autorisation et de paiement des services de santé (CAPSS)
- Laurentian Life and Health Insurance Corporation
- Performa Financial Group
- MGI Financial Inc.
- State Farm
Our management team
Denis Dubois

President and Chief Executive Officer of Desjardins Group

President and Chief Executive Officer of Desjardins Group
Chantal Gagné

President and Chief Operating Officer, Desjardins Financial Security
Executive Vice-President, Life and Health Insurance

President and Chief Operating Officer, Desjardins Financial Security
Executive Vice-President, Life and Health Insurance
Chantal has nearly 20 years of experience in the insurance industry. She joined Desjardins in 2007 and held several key positions before being appointed Senior Vice-President in 2025.
- Bachelor of science in actuarial science from Université Laval
- Member of LIMRA Canadian Executive Advisory Boards and the IDC Worldsource board
- Community involvement with the Dr. Clown Foundation and Centraide’s Québec et Chaudière-Appalaches Major Gifts Circle
Alexandre Guertin

CPA, MBA
Vice-President, Wealth Management and Life and Health Insurance Finance and Corporate Actuarial

CPA, MBA
Vice-President, Wealth Management and Life and Health Insurance Finance and Corporate Actuarial
Mr. Guertin has nearly 25 years of experience in the insurance and asset management sector. He joined Desjardins Group in 2024 after holding strategic positions at two of the three largest life and health insurers in Canada.
- MBA from Harvard Business School
- Bachelor of arts in finance and accounting from HEC Montréal
- Chartered Professional Accountant (CPA)
Nathalie Bouchard

FSA, FICA
Vice-President, Corporate Actuarial Services and Appointed Actuary

FSA, FICA
Vice-President, Corporate Actuarial Services and Appointed Actuary
Nathalie has over 35 years of experience at Desjardins. She has held various strategic positions in corporate actuarial science and is known for her empathetic and inspiring leadership.
- Bachelor of actuarial science from Université Laval
Steeve Talbot

Chief Internal Audit Officer

Chief Internal Audit Officer
Mario St-Hilaire

FCIA, FSA
Chief Risk Officer, Life Insurance

FCIA, FSA
Chief Risk Officer, Life Insurance
Mario has over 25 years of experience at Desjardins. He held key roles in actuarial science and finance before becoming Head of Risk Management. A respected figure in the industry, he sits on several life insurance sector committees.
- Bachelor of science in actuarial science from Université Laval
- Fellow of the Canadian Institute of Actuaries (CIA)
- Fellow of the Society of Actuaries (FSA)
Marie-France Amyot

Vice-President, Group Benefits and Retirement Savings

Vice-President, Group Benefits and Retirement Savings
Marie-France has over 30 years of experience in the legal and insurance fields. After beginning her private practice in 1992, she advised and represented various insurers in court before joining the industry in 2004 and Desjardins in 2010.
- Bachelor of laws from Université Laval
- Member of the Quebec Bar
Simon-Gabriel Auger

Security Officer

Security Officer
Pierre-Alexandre Braeken

Chief Technology and Cyber Risk Officer

Chief Technology and Cyber Risk Officer
Pierre-Alexandre has over 20 years of experience in technology risk management and cybersecurity. He oversees non-financial risks for Desjardins Group and advises business sectors on best practices.
- Bachelor's degree in information system management (Europe)
- Microsoft Certified Systems Engineer (MCSE) certification
François Cholette

LLB
Director, Legal Affairs and Corporate Secretary

LLB
Director, Legal Affairs and Corporate Secretary
François has over 35 years of experience in law and governance. After practicing litigation for six years, he joined Desjardins in 1993. He now holds a strategic role as Head of Legal Affairs for Wealth Management and Life Insurance.
- Law degree from Université Laval
Myriam Gagné

Director, Human Resources

Director, Human Resources
Michel Martineau

Vice-President, Individual Insurance

Vice-President, Individual Insurance
Frédéric Renaud

Vice-President, Strategy, Analytics and Performance

Vice-President, Strategy, Analytics and Performance
Nicolas Richard

MSc, CFA
Vice-President, Investments

MSc, CFA
Vice-President, Investments
Mylène Sabourin

Chief Compliance Officer
Chief Anti-Money Laundering Officer, Chief Anti-Tax Evasion Officer, Chief Anti-Corruption Officer, Head of Anti-Fraud and Chief Privacy Officer

Chief Compliance Officer
Chief Anti-Money Laundering Officer, Chief Anti-Tax Evasion Officer, Chief Anti-Corruption Officer, Head of Anti-Fraud and Chief Privacy Officer
Pierre-Olivier Samson

MSc, MBA
Vice-President, Wealth Management Operations

MSc, MBA
Vice-President, Wealth Management Operations
Rachel Simard

BBA, MSc
Senior Vice-President, Partner Networks
Delegate Chief Integration Officer, Worldsource Acquisition

BBA, MSc
Senior Vice-President, Partner Networks
Delegate Chief Integration Officer, Worldsource Acquisition
Éléna Simard-Veilleux

Vice-President and Executive Sponsor, Wealth Management and Life and Health Insurance Modernization Programs

Vice-President and Executive Sponsor, Wealth Management and Life and Health Insurance Modernization Programs
Since joining Desjardins in 2017, Éléna has distinguished herself through her leadership and meticulous approach. She led strategic mandates in IT, compliance, and security before taking charge of modernizing two major business sectors.
- Bachelor of business administration from Université Laval
- Master of accountancy from Université Laval
- CPA, CA
Frederick Tremblay

CFA, FRM, CQF
Vice-President, Investment Solutions

CFA, FRM, CQF
Vice-President, Investment Solutions
Frederick Tremblay has been with Desjardins since 2002, where he has spent nearly 10 years in management and executive positions. He also oversees operations at Desjardins Trust.
He has a master’s degree in finance from Université Laval in Quebec City and holds a Chartered Financial Analyst (CFA) designation. He is a member of the Board of Governors of the Securities and Investment Management Association’s Regional Council in Quebec.
Responsibilities
- Develop and manage investment solutions
- Select and evaluate portfolio managers
- Distribute investment solutions throughout Canada
Jean-Philippe Savage

Vice-President, Projects and Technologies

Vice-President, Projects and Technologies
Jean-Philippe has over 25 years of experience in information technology. He led growth and transformation initiatives at Bell Business Markets before joining Desjardins. His expertise includes managing complex projects and mobilizing multidisciplinary teams.
- MBA in finance from HEC Montréal
- Bachelor of engineering in Electrical Engineering from Polytechnique Montréal