Youth Profit Account

Youth Profit Account

Your financial independence starts here.

  • Desjardins Access Card
  • No-fee unlimited transactions
  • Tiered interest account – your savings earn you more!

Make an appointment at your local caisse

Online - This link will open in a new window. By phone

Are your financial needs changing? Waiting to receive your first paycheque at your new job? Now’s the time to open a Desjardins Youth Profit Account.

Request your Desjardins Access Card

Your Desjardins Access Card (debit card) is your go-to card for all your day-to-day transactions, such as:

  • Paying for purchases directly
  • Transferring money to people or between your accounts

Make these transactions wherever you want, whenever you want, with the Desjardins mobile services app. You can also make transactions on AccèsD Internet or at any Desjardins ATM.

Learn more about the debit card

Check your monthly account statements

The mobile app also has your online monthly account statement. On your statement, you'll quickly see:

  • All the transactions you’ve made during the month
  • Your account balance
  • The interest deposited to your account

Enjoy no-fee unlimited transactions

The Youth Profit Account offers lots of perks, including unlimited standard transactions with zero fees until you turn 18, and maybe even up to age 25. The extra savings will benefit your budget!

Several no-fee transactions

  • Deposits
  • Withdrawals
  • Transfers
  • Bill payments
  • Purchases made with your Desjardins Access Card

See how much you’ve earned in interest each month

The Youth Profit Account is a tiered interest account. What does that mean? Every month, your money works for you. The interest rate, which increases the higher your balance gets, lets you earn more money.


Make an appointment at your local caisse

Online - This link will open in a new window. By phone

  1. Unlimited free transactions until age 18. Free monthly plan with unlimited transactions for members age 18 to 25, subject to certain conditions.