Desjardins website
Choose province (Canada) or state (United States), and language
Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.
Log on to Desjardins online services.
You are here:
- Home
- Personal
- You are
- Youth (age 12 to 30)
- High school students
- Products and services
- Desjardins Youth Profit Account
Your browser is configured to not accept cookies.
Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies
Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.
Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.
Desjardins Youth Profit Account
The more you save, the more you earn!
By putting your savings into a Desjardins Youth Profit Account:
- You enjoy a higher interest rate than with normal chequing accounts.
- The higher your balance, the higher your interest rate. See rates
A tiered interest account - A rate that reflects your efforts to save
The Desjardins Youth Profit Account is a tiered interest chequing account.
Not only does it give you a higher interest rate than a normal chequing account, but the higher your balance, the higher the interest. This means more money for you.
Tip
Maintaining a high minimum balance is your best interest!
It's the amount you keep in your account—the minimum balance—that determines the interest rate you get. Extra percentage points mean more interest is paid into your account. The higher your minimum balance, the more you earn.
A no-fee account - You pay no fees until your 18th birthday!
Most accounts charge monthly fees. They're based on the number of transaction you make in your account each month.
Desjardins figured you could do without the extra expense until you reach your 18th birthday. This can add up to significant savings over the course of a year.
You pay no fees when you use your phone or Desjardins ATMs to make these transactions:
- transfers
- account balance requests
- deposits
- withdrawals
- transaction statements
It's also a chequing account - With a debit card and online monthly account statement
Your Youth Profit Account also gives you, like all other chequing accounts, a Desjardins Access Card, which you can use to:
- make regular transactions on AccèsD mobile or at ATMs
- pay for purchases directly from your account
Learn more about the debit card
Online monthly account statement
Your Desjardins Youth Profit Account also gives you access to online monthly account statements. On your statements, you'll find:
- all the transactions you've made during the month
- the minimum balance you've keep in your account over the month
- the interest credited to your account as a result