Desjardins Youth Profit Account

The more you save, the more you earn!

By putting your savings into a Desjardins Youth Profit Account:>

  • You enjoy a higher interest rate than with normal chequing accounts.
  • The higher your balance, the higher your interest rate. See rates

A tiered interest account - A rate that reflects your efforts to save

The Desjardins Youth Profit Account is a tiered interest chequing account.

Not only does it give you a higher interest rate than a normal chequing account, but the higher your balance, the higher the interest. This means more money for you.


Maintaining a high minimum balance is your best interest!

It's the amount you keep in your account—the minimum balance—that determines the interest rate you get. Extra percentage points mean more interest is paid into your account. The higher your minimum balance, the more you earn.

A no-fee account - You pay no fees until your 18th birthday!

Most accounts charge monthly fees. They're based on the number of transaction you make in your account each month.

Desjardins figured you could do without the extra expense until you reach your 18th birthday. This can add up to significant savings over the course of a year.

You pay no fees when you use your phone or Desjardins ATMs to make these transactions:

  • transfers
  • account balance requests
  • deposits
  • withdrawals
  • transaction statements

It's also a chequing account - With a debit card and online monthly account statement

Your Youth Profit Account also gives you, like all other chequing accounts, a Desjardins Access Card, which you can use to:

  • make regular transactions on AccèsD mobile or at ATMs
  • pay for purchases directly from your account

Learn more about the debit card

Online monthly account statement

Your Desjardins Youth Profit Account also gives you access to online monthly account statements. On your statements, you'll find:

  • all the transactions you've made during the month
  • the minimum balance you've keep in your account over the month
  • the interest credited to your account as a result