Post-secondary students

Financial products and services for students

Finding the time to manage your money isn't easy when you're focused on your studies. Take charge of your finances thanks to our range of products and services for students.

Student financial aid

Offer for students

Accounts

Youth Profit Account

This account includes a free monthly plan with unlimited transactions. It's available to individuals age 21 and under as well as students ages 22 to 25 in a full-time vocational training or CEGEP program.

Learn more about the Youth Profit Account

Student STRATEGIC account

Exclusively available to full-time university students, this account includes a free monthly plan with unlimited transactions.

Learn more about the Student STRATEGIC account.


Lines of credit

Student Advantage Line of Credit

Take advantage of a line of credit with a low interest rate to cover important expenses, such as tuition or rent. As long as you're studying full time, pay only the interest on what you borrow.

Learn more about the Student Advantage Line of Credit.

Student STRATEGIC Line of Credit

Intended for students in certain university programs, this line of credit allows you to pay your expenses so you can focus on your studies. Pay only the interest on the amount you borrow for the duration of your studies.

Learn more about the Student STRATEGIC Line of Credit


Credit cards

Cash Back Visa and Cash Back Mastercard

Earn up to 2% cash back on your purchases with the no-fee Cash Back Visa* and Cash Back Mastercard® credit cards.

Odyssey Gold Visa

Students in certain academic programs are eligible for the Odyssey® Gold Visa*. It comes with comprehensive travel insurance and earns you BONUSDOLLARS®. Receive an annual bonus of 110 BONUSDOLLARS for 2 or 3 years depending on your program of study.

Learn about the Odyssey Gold Visa

Browse all credit cards

Ask us anything

We're here to help.

Have us contact you

It pays to save

Any reason to put money aside is a good one, whether it's to build a safety cushion, buy a new bike or spend a semester abroad.

Savings goals

The Savings goals tool in AccèsD can determine which savings product is right for you. Schedule automatic transfers to your savings account and make your plans a reality.

Go to Savings goals


Important milestones

Are you ready for your next big step in life? Here are some resources to help.

Prepare for the unexpected

Read on for tips on how to financially prepare for unforeseen events.

Together For Our Youth program

Learn about our initiatives to empower young people.

Learn more about the Together For Our Youth program.

Get-rich-quick scams

Young people are often the targets of these kinds of scams. Criminals offer to pay you to use your account for certain transactions. It seems like a quick and easy way to make money. But it's illegal. If you accept, you could face serious consequences.

Learn more about get-rich-quick scams.

Desjardins 360d spaces

Located on select university campuses, our financial advice centres serve students and young people ages 18 to 30.

Enjoy a friendly space where you can talk with a team that understands you and cares about your success.

Learn more about Desjardins 360d spaces

AccèsD resources

® BONUSDOLLARS is a registered trademark of Fédération des caisses Desjardins du Québec.

  1. This promotional offer is for student members. This includes members between the ages of 18 and 21 and members ages 22 to 25 enrolled in a full-time college or professional program at a recognized educational institution in Canada. If you get this offer, you can choose the Unlimited plan, free of charge, or apply the value of this plan, meaning $13.95 a month, to the monthly fee of the Unlimited Plus plan and pay only the difference, which is $8.00 a month. To get this offer, you must go to your caisse or call 1-800-CAISSES. You must also be able to prove that you meet the eligibility requirements. No matter which plan you select, an additional fee of $1.50, $3 or $5 will apply to any withdrawals made from non-Desjardins ATMs affiliated with the Interac® and Plus* networks. Some providers charge additional fees to use their ATMs. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the withdrawal amount.

    For the terms and conditions of the service charges, see our transaction plans.

  2. This promotional offer is for student members who are enrolled full-time at a Canadian university, regardless of their age. If you get this offer, you can choose the Unlimited plan, free of charge, or apply the value of this plan, meaning $13.95 a month, to the monthly fee of the Unlimited Plus plan and pay only the difference, which is $8.00 a month. To get this offer, you must go to your caisse or call 1-800-CAISSES. You must also be able to prove that you meet the eligibility requirements. No matter which plan you select, an additional fee of $1.50, $3 or $5 will apply to any withdrawals made from non-Desjardins ATMs affiliated with the Interac® and Plus* networks. Some providers charge additional fees to use their ATMs. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the withdrawal amount.
  3. Credit charges begin to apply upon payment of each cash advance and are calculated daily on the amount spent. There are no membership fees and a monthly account statement is sent to the member if the balance is negative. Rates are for illustration purposes only and are subject to change without previous notice. Examples of monthly credit charges for $1,000: annual credit rate of 4%: $3.40; annual credit rate of 5%: $4.20; annual credit rate of 6%: $5.10. Credit charges do not include insurance charges. Some conditions apply.
  4. The offer applies only to university students who acquired an eligible card after June 17, 2018.