Ubisoft employees

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With our financial program, take advantage of attractive rates and reduced fees on a complete range of products and services

  • Desjardins is the leading financial cooperative group in Canada, and the largest financial group in Quebec.
  • Nearly 1,200 service outlets and 45 Desjardins Business centres in Quebec and Ontario.
  • Direct access to your finances from your mobile device with Desjardins mobile services.

Your spouse can enjoy the same benefits provided he or she is a member of your caisse.

Accounts, marry efficiency with savings

Plan with unlimited transactions - The fixed monthly rate plan

Take advantage of a preferential rate of $7.95 per month on the Unlimited Plus plan and save $14 on standard plan fees.

The unlimited transactions plan is applicable to all transactions using any access method—teller, automated services, cheques. It includes:

  • Interac e-Transfers® (unlimited)
  • Desjardins model personalized cheques (100 cheques a year)
  • Cheque certification (unlimited)
  • Drafts and money orders (unlimited)
  • Basic safety deposit box
  • Return of paper cheque images (offer valid only with monthly account statements only)

Associated services, to make managing your money easier

Overdraft transfer - Avoid nasty surprises

Allows you to cover your accounts from the nuisance insufficient funds can cause by associating, without charge, your Desjardins credit card to them.

Our credit cards - Enjoy a generous rewards program plus an enrolment bonus

Get an enrolment bonus when you sign up for one of the following credit cards:

  • Elegance Gold® Visa - 30 BONUSDOLLARS®
  • Modulo® Visa - 50 BONUSDOLLARS
  • Cash Back World® Mastercard - $50 in cash back rewards
  • Odyssey Gold® Visa - 110 BONUSDOLLARS
  • Odyssey® World Elite® Mastercard - 130 BONUSDOLLARS

Sign up at a caisse to get this offer.

Guaranteed fixed-rate investments - Savings without risk

Exclusive access to current rates for investments of $50,000 or more, as well as for investments of less than $50,000. Available only on regular term savings and diversified term savings offered at the caisse.

Term savings
Diversified term savings

Group retirement savings - A profitable way to contribute to your group RRSP

Through a partnership agreement between Ubisoft and Desjardins Insurance, Desjardins Group affiliate, you can take advantage of competitive products for your RRSP investments:

  • Automatic source deductions
  • Lower management and investment fees
  • Immediate tax savings
  • Possibility of employer contribution (details on Arcade)
  • Exclusive access to an education or individual meeting advisor with the Dessine ton future, Ó ta fašon Facebook page exclusive to Ubisoft employees

Desjardins financing products, partners in your projects

Desjardins Personal Loan - Make your projects a reality

Finance plans requiring a loan of more than $12,500, while benefiting from an additional reduction of 1% on the effective rate.

Lines of credit - Take advantage of a flexible financing solution

Get financing tailored to your needs, while making the most of reduced rates granted on:

  • Desjardins Personal Line of Credit: prime rate plus 0.5%
  • Desjardins Investor STRATEGIC Line of Credit: prime rate plus 0.5%
  • Versatile Line of Credit: prime rate plus 0.5%

Mortgage - Finance your real estate project

Finance your real estate projects while making the most of the exclusive advantages offered to you:

For new financing and renewals:

  • Prime rate or best offer on reduced variable rate mortgages
  • Reduction of up to 1.75% on the fixed-rate portion of hybrid mortgages

For new financing:

$1,000 cash back when you take out a new mortgage

Car, home, recreational vehicle and pet insurance

Through the partnership agreement between Ubisoft and The Personal, Desjardins Group affiliate, take advantage of competitive group rates and coverage tailored to your needs for your auto, home, recreational vehicle and pet insurance. To request a quote, call 1-888-476-8737 or visit www.lapersonnelle.com/ubisoft.

Life, health and disability insurance - Highly specialized personal insurance services

Protect yourself from the financial consequences of an accident, illness or death.

  • Duo Vision Solution: a combination of life insurance and critical illness insurance with attractive rates
  • Vision life insurance benefit: a unique product that gives you access to your money in the case of illness or loss of independence

* Registered trademarks of Interac Inc. Used under license.

** Trademark of Visa International Service Association and used under license.

® Interac e-Transfer is a registered trademark of Interac Inc. Used under license.

® Elegance, Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec. World Elite and World are registered trademarks of Mastercard International Inc.

Conditions apply to all the products and services offered.

Financing offers (Desjardins credit cards, payment methods and all other forms of financing) are subject to credit approval.

May not be combined with any other offer or promotion. Content of the Distinctive Offer may change without prior notice.

  1. Except Visa Desjardins cards.
  2. Free if you maintain a $5,000 minimum monthly balance in your account.
  3. For withdrawals from non-Desjardins ATMs in the Interac* and Plus networks, service charges apply.
  4. Depending on availability.
  5. No sign up fees, monthly fees or transaction fees. The applicable fee is the credit charge for cash advance, calculated at the interest rate of the Visa Desjardins card as of the time the cash advance is granted.
  6. Subject to available credit limit.
  7. The enrolment bonus will be paid out according to the program associated with the selected card. For example, if the selected card is associated with the BONUSDOLLARS program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the Rewards program section for each card.
  8. Current Desjardins credit cardholders signed up for the offer for professionals must upgrade to an eligible higher tier card to qualify for the enrolment bonus. A higher tier credit card typically has higher annual fees. However, the Cash Back World Mastercard is considered an upgrade from the Modulo Visa, and the Odyssey World Elite Mastercard is considered an upgrade from the Platinum or Platinum Prestige cards. The bonus cannot be applied to fees on additional cards.
  9. Eligibility criteria for the Cash Back World Mastercard card: gross annual income of at least $60,000 for the primary cardholder or household income of $100,000. Eligibility criteria for the Odyssey World Elite Mastercard card: gross annual income of $80,000 for the primary cardholder or household income of $150,000.
  10. Desjardins Insurance refers to Desjardins Financial Security Life Insurance Company.
  11. Offered in Quebec only.
  12. For a minimum financing of $100,000. This line of credit is guaranteed by a first-rank immovable hypothec.
  13. The cash back will be paid out for all new Desjardins mortgages of more than $100,000 and will be deposited in the account linked to the mortgage.
  14. The Personal refers to The Personal General Insurance Inc.
  15. Insurance coverage available through a financial security advisor, employee of Desjardins Financial Security, Financial Services Firm.