Physiotherapists

Physiotherapists

As a physiotherapist, you can take advantage of an offer that's perfectly adapted to your professional and personal needs.

Get this offer

Annual savings of $168 on the Unlimited Plus transaction plan

Take advantage of a $14 monthly discount on the current rate, plus unlimited transfers and transactions using any access method (AccèsD, Desjardins Access Card, cheques and ATM).

  • The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained. Get a discounted rate of $7.95 per month on the Unlimited Plus Plan and save $14.00 on the current rate (12 months x $14.00 = $168.00 in savings).
  • Withdrawals made from non-Desjardins ATMs affiliated with the Interac and Plus networks are subject to additional fees.
  • Includes personalized cheques, drafts, money orders, safety deposit boxes and certified cheques.
    •

    Did you know?

    Your spouse is eligible for the same advantages if you are both members of the same caisse.

  • Your spouse is also eligible for the same advantages, except the bonus for getting a credit card, if you have signed up for the offer and you are both members of the same caisse.
    •

    Get a sign-up bonus on these credit cards

    Receive a bonus in rewards or cash equal to the first year's annual fee when you sign up for or upgrade to one of these credit cards:

    ® Trademark of Visa International Service Association and used under licence.

    ® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

    ® Elegance, Modulo, Odyssey and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec. World Elite and World are registered trademarks of Mastercard International Incorporated.

  • The sign-up bonus is paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card.
  • Current Desjardins credit cardholders signed up for the offer for professionals must upgrade to an eligible higher tier card to qualify for the sign-up bonus. A higher tier credit card has higher annual fees. However, the Cash Back World Mastercard card is considered an upgrade from the Modulo Visa card, and the Odyssey World Elite Mastercard card is considered an upgrade from the Platinum or Prestige Platinum cards. The bonus cannot be applied to fees for additional cards.
  • Eligibility criteria for the Cash Back World Mastercard card: gross annual income of at least $60,000 for the primary cardholder or household income of $100,000. Eligibility criteria for the Odyssey World Elite Mastercard card: gross annual income of $80,000 for the primary cardholder or household income of $150,000.

    • Lines of credit at reduced rates

    Pay less interest on a Desjardins Personal Line of Credit, Investor STRATEGIC Line of Credit or Versatile Line of Credit.

  • The prime rate is the annual variable interest rate that is publicly and occasionally set by the Fédération des caisses Desjardins du Québec. The Federation uses this rate to calculate the interest rate on the loans it grants in Canadian dollars in Canada.
  • Available in Quebec only.
  • For financing of at least $100,000. The line of credit is secured by a first-rank immovable hypothec (mortgage).
    •

    Get $1,000 cash back when you take out a new mortgage

    Get a competitive interest rate and $1,000 cash back on a new mortgage loan.

    Learn more

  • Subject to credit approval by the Fédération des caisses Desjardins du Québec. Certain conditions apply. Contact your advisor for more information. Cash back on a new Desjardins mortgage of at least $100,000. The cash back will be deposited in the account linked to the mortgage.
    •

    Optimize your investments

    Make the most of no-minimum custom investment solutions, personalized guidance and discounted commissions.

    Chorus II Portfolios

    Access to sophisticated solutions with no minimum investment

    • Investment strategy in tune with your needs
    • World-renowned portfolio managers
    • Competitive pricing
    Learn more - Chorus II Portfolios

    Desjardins Online Brokerage

    If you prefer to manage your savings yourself, you can enjoy the following perks:

    • $100 commission credit when you open your account
    • Reimbursement of transfer fees for portfolios of over $15,000
    • No administrative fees for the first year when opening a registered account
    Learn more - Desjardins Online Brokerage

    Desjardins Securities

    Get personalized investment advice and benefits in addition to these privileges:

    • Rebate on applicable commissions the 1st month after opening the account
    • Transfer fees reimbursed on accounts from other financial institutions
    • No administrative fees for the 1st year when opening a registered account
    Learn more - Desjardins Securities
  • Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Desjardins Funds are offered by registered brokers.
  • Desjardins Securities Inc. uses the business name Desjardins Online Brokerage for its discount brokerage activities and offers discount brokerage products and services under the Disnat brand. Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
  • No annual administration fees if the market value of the registered retirement savings plan or locked-in retirement account is more than $15,000 or if the market value of the registered retirement income fund or life income fund is more than $25,000.
  • Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
  • Applies only to transfers of $50,000 and up. The minimum balance after the transfer must be $100,000.
    •

    Do you also own a business?

    Streamline your business operations and save money.

    Get financing of up to $100,000

    Finance your business expenses with the Business Freedom Solutions package and enjoy 3 financing products tailored to your needs.

    Learn more - Business Freedom Solutions package

    Simplify the day-to-day management of your business

    AccèsD Affaires helps you manage your business online 24 hours a day and provides an accurate view of your company's finances so you can make informed decisions.

    Learn more - AccèsD Affaires

    Improve your employees’ well-being

    Our solutions tailored to your business needs will help you take care of your employees.

    Learn more - Payroll and employee management solutions

    Start accepting card payments

    With Monetico, you have access to a variety of affordable, accessible and secure card payment solutions, and you benefit from preferential pricing with no hidden fees.

    Learn more - Point-of-sale payments and financing

    Interested in the offer?

    Get this offer