Chemists

Chemists

As a chemist, you can take advantage of an offer that's designed for your professional and personal needs.

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Annual savings of $168 on the Unlimited Plus transaction plan

Save $14 a month and get unlimited transfers and transactions using any access method (AccèsD, Desjardins Access Card, cheques and ATM).

  • The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained. Get a discounted rate of $7.95 per month on the Unlimited Plus Plan and save $14.00 on the current rate (12 months x $14.00 = $168.00 in savings).
  • Withdrawals made from non-Desjardins ATMs affiliated with the Interac and Plus networks are subject to additional fees.
  • Includes personalized cheques, drafts, money orders, safety deposit boxes and certified cheques.
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    Did you know?

    Your spouse is eligible for the same advantages if you are both members of the same caisse.

  • Your spouse is also eligible for the same advantages, except the bonus for getting a credit card, if you have signed up for the offer and you are both members of the same caisse.
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    Get a sign-up bonus on these credit cards

    Receive BONUSDOLLARS® or rewards equal to the 1st year's annual fee when you sign up for or upgrade to one of these credit cards:

    Odyssey® World Elite® Mastercard 130 BONUSDOLLARS®
    Learn more - Odyssey World Elite Mastercard
    Odyssey® Gold Visa* 110 BONUSDOLLARS
    Learn more - Odyssey Gold Visa
    Cash Back World Elite® Mastercard $100 cash back
    Learn more - Cash Back World Elite Mastercard
    BONUSDOLLARS rewards program Earn rewards as you shop with the BONUSDOLLARS program. It's simple and flexible!
    Learn more about the rewards program

    ®Trademark of Interac Inc. and used under licence.

    ® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

    ® Odyssey and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec.

    * Trademark of Visa International Service Association and used under licence.

  • The bonus is equal to the value of your annual credit card fee, which is determined and paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card.
  • Current Desjardins credit cardholders signed up for the offer for professionals must upgrade to an eligible higher tier card to qualify for the sign-up bonus. A higher tier credit card has higher annual fees. For example, the Odyssey Gold Visa card is considered an upgrade from the Cash Back World Elite Mastercard card, and the Odyssey World Elite Mastercard card is considered an upgrade from the Odyssey Gold Visa and Cash Back World Elite Mastercard cards. The bonus cannot be applied to fees for additional cards.
  • Eligibility criteria for the Cash Back World Elite Mastercard card: gross annual income of at least $80,000 for the primary cardholder, household income of $150,000 or assets under management of at least $400,000. Eligibility criteria for the Odyssey World Elite Mastercard card: gross annual income of $80,000 for the primary cardholder or household income of $150,000.
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    Lines of credit and loans at reduced rates

    Enjoy lower interest rates on these lines of credit and personal loans.

    Personal Line of Credit

    Prime rate + 0.5%

    A set amount you can use whenever you like
    Learn more - Personal Line of Credit

    Investor STRATEGIC Line of Credit

    Prime rate + 0.5%

    To establish an investment strategy based on leveraging
    Learn more - Investor STRATEGIC Line of Credit

    Versatile Line of Credit

    Prime rate + 0.5%

    A line of credit that uses your home as financial leverage
    Learn more - Versatile Line of Credit

    Personal loan

    1% discount on current rates

    Flexible payment options for personal projects
    Learn more - Personal loans

    RRSP loan

    0.5% discount on fixed-rate RRSP loans

    1% discount on variable-rate RRSP loans

    Contribute to your RRSP and save money on your taxes
    Learn more - RRSP loans
  • The prime rate is the annual variable interest rate that is publicly and occasionally set by the Fédération des caisses Desjardins du Québec. The Federation uses this rate to calculate the interest rate on the loans it grants in Canadian dollars in Canada.
  • Available in Quebec only.
  • For financing of at least $100,000. The line of credit is secured by a first-rank immovable hypothec (mortgage).
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    Get $1,000 cash back when you take out a new mortgage

    Get a competitive interest rate and $1,000 cash back on a new mortgage loan.

    Learn more

  • Subject to credit approval by the Fédération des caisses Desjardins du Québec. Certain conditions apply. Contact your advisor for more information. Cash back is awarded on new Desjardins mortgages of at least $100,000 for owner-occupied properties with up to 4 units and a mortgage term of at least 48 months. The cash back will be deposited in the account linked to the mortgage.
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    Optimize your investments

    Make the most of no-minimum investment solutions, personalized guidance and discounted commissions.

    Term savings

    Take advantage of rates reserved for investments of $50,000 or more, no matter how much you invest. This only applies to regular and diversified term savings acquired at your caisse.

    Chorus II Portfolios

    You have access to sophisticated solutions with no minimum investment:

    • Investment strategy in tune with your needs
    • World-renowned portfolio managers
    • Competitive pricing
    Learn more - Chorus II Portfolios

    Desjardins Online Brokerage

    If you prefer to manage your savings yourself, you can enjoy the following perks:

    • Commission credit when you open your account
    • Reimbursement of transfer fees for portfolios of over $15,000
    • No administrative fees for the 1st year when opening a registered account
    Learn more - Desjardins Online Brokerage

    Desjardins Securities

    Get personalized investment advice and benefits:

    • Rebate on applicable commissions the 1st month after opening the account
    • Transfer fees reimbursed on accounts from other financial institutions
    • No administrative fees for the 1st year when opening a registered account
    Learn more - Desjardins Securities
  • Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Desjardins Funds are offered by registered brokers.
  • Desjardins Securities Inc. uses the business name Desjardins Online Brokerage for its discount brokerage activities and offers discount brokerage products and services under the Disnat brand. Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
  • No annual administration fees if the market value of the registered retirement savings plan or locked-in retirement account is more than $15,000 or if the market value of the registered retirement income fund or life income fund is more than $25,000.
  • Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
  • Applies only to transfers of $50,000 and up. The minimum balance after the transfer must be $100,000.
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    Do you also own a business?

    Streamline your business operations and save money.

    Get financing up to $100,000

    Finance your business expenses with the Business Freedom Solutions package and enjoy 3 financing products tailored to your needs.

    Learn more - Business Freedom Solutions package

    Simplify the day-to-day management of your business

    With AccèsD Affaires, you can manage your business accounts online at your convenience.

    Learn more - AccèsD Affaires

    Improve your employees’ well-being

    We have exactly what you need to take care of your employees.

    Learn more - Payroll and employee management solutions

    Start accepting card payments

    Get advanced personalized payment solutions through our partnership with Global Payments, a leading worldwide provider of payment technology solutions.

    Learn more - Point-of-sale payments and financing

    Interested?

    Book an appointment today.

    Get this offer