You are here:
Your browser is configured to not accept cookies.
Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies
Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.
Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.
With the Desjardins Distinctive offer, take advantage of attractive rates and reduced fees on a complete range of products and services
Your spouse can enjoy the same benefits provided he or she is a member of your caisse.
Plan with unlimited transactions - The fixed monthly rate plan
Take advantage of a preferential rate of $7.95 per month on the Premium Plus plan and save $14 on standard plan fees.
The unlimited transactions plan is applicable to all transactions using any access method—teller, automated services, cheques. It includes:
Overdraft transfer - Avoid nasty surprises
Allows you to cover your accounts from the nuisance insufficient funds can cause by associating, without charge, your Desjardins credit card to them.
Get an enrolment bonus when you sign up for one of the following credit cards:
Sign up at a caisse to get this offer.
Guaranteed fixed-rate investments - Savings without risk
Exclusive access to current rates for investments of $50,000 or more, as well as for investments of less than $50,000. Available only on regular term savings and diversified term savings offered at the caisse.
Disnat online brokerage - For the autonomous investor
Carry out your online transactions and make the most of our exclusive offer.
Desjardins Securities - Invest in the stock market with our support
Chorus II Portfolios - Investing with distinction
Sophisticated investment solution whose objective is to optimize the net return of your after-tax investments (applies to Corporate Class Chorus II Portfolios).
RRSP Loan - For tax savings
Make the most of attractive rates for RRSP loans to borrow, contribute and save for your retirement.
Desjardins Personal Loan - Make your projects a reality
Finance plans requiring a loan of more than $12,500, while benefiting from an additional reduction of 1% on the effective rate.
Lines of credit - Take advantage of a flexible financing solution
Get financing tailored to your needs, while making the most of reduced rates granted on:
Mortgage - Finance your real estate project
Finance your real estate projects while making the most of the exclusive advantages offered to you:
For new financing and renewals:
For new financing:
Cash damming technique - Another way to save on taxes
No fees apply to cash damming.
Customized plans.
Complete range of personalized payment solutions for accepting client payments by credit or debit card.
A complete financing solution that includes a line of credit, financing and a credit card.
Get fast financing by taking advantage of a second, separate credit limit from existing Visa Desjardins Business card credit limit.
Credit limit of up to $100,000
A line of credit to meet your operations needs and to take advantage of supplier discounts.
Structured approach to support you through the process:
SELECT Disability Income Insurance that replaces your income in the event of disability
SELECT Disability Business Expense Insurance that covers your set business costs in the event of disability
Enjoy essential basic coverage as well as specific coverage for service industry businesses like yours, at a preferred rate.
* Registered trademarks of Interac Inc. Used under license.
** Trademark of Visa International Service Association and used under license.
® Interac e-Transfer is a registered trademark of Interac Inc. Used under license.
® Elegance, Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec. World Elite and World are registered trademarks of Mastercard International Inc.
Conditions apply to all the products and services offered.
Financing offers (Desjardins credit cards, payment methods and all other forms of financing) are subject to credit approval.
May not be combined with any other offer or promotion. Content of the Distinctive Offer may change without prior notice.
© 1996-2018, Mouvement des caisses Desjardins - Desjardins Group. All rights reserved.