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5-in-1 Guaranteed Investment

Benefit from potentially rising interest rates

  • Capital 100% guaranteed at maturity
  • Return adjusted annually and paid at maturity
  • Higher return for investments of $25,000 or more and $250,000 or more
  • Redeemable or convertible annually, in case of unexpected
  • Minimum investment: $1,000

This investment is right for you if you want to enjoy a bonus rate and take advantage of potential increases in interest rates.

In addition to the interest rate in effect on 1-year term savings, you get a bonus rate based on how much you’ve invested.

You can also redeem your investment every year, in case of unexpected turn of events1.

For more details about the investment's features, see the fact sheet (PDF, 65 KB)

5-in-1 Guaranteed Investment
Term Investment Amount Fact Sheet Investment Agreement
5 years Less than $25,000 Fact Sheet - 5-in-1 (PDF, 65 KB) Investment Agreement - 5-in-1 (PDF, 61 KB)
$25,000 to $249,999 Fact Sheet - 5-in-1 (PDF, 65 KB) Investment Agreement - 5-in-1 (PDF, 61 KB)
$250,000 or more Fact Sheet - 5-in-1 (PDF, 65 KB) Investment Agreement - 5-in-1 (PDF, 61 KB)
  1. Bonus is fully paid at maturity if investment is maintained for the entire term. The bonus varies based on the amount invested.
  2. Returns may vary from year to year, as the interest rate for one-year term savings may increase or decrease. The total investment return will only be known at maturity.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.

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