Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.
 

You are here: Home > Personal > Savings and investment > Market-Linked Guaranteed Investments > 5-in-1 Guaranteed Investment

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

5-in-1 Guaranteed Investment

Benefit from potentially rising interest rates

  • Capital 100% guaranteed at maturity
  • Interest guaranteed, adjusted annually, paid at maturity
  • Higher return because of annual fixed and guaranteed bonus
  • Redeemable or convertible annually
  • Minimum deposit: $1,000

This investment is right for you if you want to enjoy a bonus rate and take advantage of potential increases in interest rates.

In addition to the interest rate in effect on 1-year term savings, you get a bonus rate based on how much you’ve invested.

You can also redeem your investment every year, in case of unexpected turn of events1.

For more details about the investment's features, see the fact sheet (PDF, 65 KB)

5-in-1 Guaranteed Investment
Term Investment Amount Fact Sheet Investment Agreement
5 years Less than $25,000 Fact Sheet - 5-in-1 (PDF, 65 KB) Investment Agreement - 5-in-1 (PDF, 61 KB)
$25,000 to $249,999 Fact Sheet - 5-in-1 (PDF, 65 KB) Investment Agreement - 5-in-1 (PDF, 61 KB)
$250,000 or more Fact Sheet - 5-in-1 (PDF, 65 KB) Investment Agreement - 5-in-1 (PDF, 61 KB)
  1. If redeemed, no bonus paid. If converted, 50% of the annual bonus will be paid for each year invested.
  2. Returns may vary from year to year, as the interest rate for one-year term savings may increase or decrease. The total investment return will only be known at maturity.
  3. If redeemed on the first or second anniversary date, no bonus will be paid. If redeemed on the third or fourth anniversary date, 0.25% of the bonus will be paid. If converted, 50% of the annual bonus will be paid for each year invested.

Useful links

Selector

Undecided? Try our Guaranteed Investment Selector.

Discover in a few clicks which of our guaranteed investments are right for you.

Give it a try!

Toolbar