Prepaid card
Prepaid card

All the advantages of a credit card, without the credit
Use it to set a budget and keep track of your expenses.
Key features
- Reloadable Reload it on AccèsD, at a caisse or an ATM.
- Available For members ages 16 and older.
- Additional card Get an additional card (annual fee: $4.95/ card) for your spouse or children.
How to use your card
Video
A tool to manage your spending
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Keep track of your budget
Use your prepaid card instead of cash to make purchases. This will help you keep track of your expenses and adjust your budget accordingly.
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Control your weekly expenses
Schedule weekly transfers in AccèsD to deposit an amount to your card account to be used for your expenses.
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Set a travel budget
Deposit the amount you’ve set aside for your trip to your card account. This will help you stick to your budget when travelling.
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Give your child an allowance
Request an additional card for your child and use it for allowance purposes. Your child will learn how to manage their money by making their own purchases.
Additional card features
Mobile payments
Tap and pay with your smartphone. It's easy, free and secure.Zero Liability in the event of fraud
Against fraudulent transactions made to your card.Purchase Protection and Extended Warranty
For most goods purchased with your card.Manage your account
For most goods purchased with your card.Click to Pay
Simplify your online payments.Contactless technology
Access to payWave contactless payment technology.
More info
- Annual fee of $6.95
- Increased security through chip technology
- Verified by Visa
- No transaction or withdrawal fees
- No minimum balance required
- Maximum amount that can be transferred to the prepaid card account: $5,000
- No minimum reload amount required
See the credit terms and conditions (PDF, 202 KB) - This link will open in a new window and the daily limits (PDF, 104 KB) - This link will open in a new window.
Exclusive Advantage For Memberss
No annual fee for 16- to 25-year-olds
Visa Desjardins prepaid cardholders ages 16 to 25 inclusively benefit from an annual savings of $6.95.
See the eligibility requirements.
Additional card at no annual fee
Cardholders save $4.95 on every additional card added to a prepaid account.
Teenagers under the age of 16: Parents can obtain an additional card linked to their prepaid card account.
Teenagers aged 16 or over: To obtain a card as a main cardholder, teenagers must obtain a signed consent from their parent at a caisse, or the parent can add an additional card to their account and then give the card to the teenager.
See the eligibility requirements.
See all member advantages for individuals - Financial products and services.