Desjardins website
Choose province (Canada) or state (United States), and language
Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.
Log on to Desjardins online services.
You are here: Home > Personal > Cards, loans and credit > Prepaid card
Your browser is configured to not accept cookies.
Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies
Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.
Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.
Prepaid card
ALL THE ADVANTAGES OF A CREDIT CARD, WITHOUT THE CREDIT
- Can be used to make purchases wherever Visa is accepted
- Reloadable
- No credit check required
- For ages 16 and older
How to use your card
Load your card
You must first deposit funds to your prepaid card account.
Use your card
Use your card to make purchases online or in-store wherever Visa is accepted.
Reload your card
- On AccèsD (Internet, mobile or phone)
- At a Desjardins caisse counter or ATM
- By paying a bill from an account at another financial institution
A tool to manage your spending
Keep track of your budget
Use your prepaid card to make purchases rather than cash. This will help you keep track of your expenses and adjust your budget accordingly.
Control your weekly expenses
Schedule weekly transfers in AccèsD to deposit an amount to your card account to be used for your expenses.
Set a travel budget
Deposit the amount you’ve set aside for your trip to your card account. This will help you stick to your budget during your trip.
Give your child an allowance
Request an additional card for your child and use it for allowance purposes. Your child will learn how to manage their money by making their own purchases.
Additional card features
Zero Liability in the event of fraud
Additional card at a low cost
You can link an additional card to your prepaid card account (annual fee: $4.95 per additional card) for your spouse or children.
Purchase Protection and Extended Warranty
Other features
- Better security through chip technology
- Verified by Visa
- No transaction or withdrawal fees
- No minimum balance required
- Maximum amount that can be transferred to the prepaid card account: $5,000
- No minimum reload amount required
See the credit terms and conditions (PDF, 202 KB) - This link will open in a new window. and the daily limits (PDF, 104 KB) - This link will open in a new window.
Exclusive Advantage For Members
No annual fee for 16- to 25-year-olds
Visa Desjardins prepaid cardholders ages 16 to 25 inclusively benefit from an annual savings of $6.95.
See the eligibility requirements (PDF, 80 KB) - This link will open in a new window..
Additional card at no annual fee
Cardholders save $4.95 on every additional card added to a prepaid account.
Teenagers under the age of 16: Parents can obtain an additional card linked to their prepaid card account.
Teenagers over the age of 16: To obtain a card as a main cardholder, teenagers must obtain a signed consent from their parent at a caisse, or the parent can add an additional card to their account and then give the card to the teenager.
See the eligibility requirements (PDF, 79 KB) - This link will open in a new window..
See all member advantages for individuals - Financial products and services.
