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Renewing your mortgage with Desjardins

Why, when and how to do it

Renew your mortgage and get more for your money.

Is your mortgage approaching maturity? In the past, your mortgage helped you make your dream of becoming a homeowner come true. Now, it needs to continue to meet your objectives.

Desjardins, an expert eye on your wealth

When your mortgage is up for renewal, it's the ideal time to review your financial situation and take another look at your short-, medium- and long-term projects. By going over all of this with your caisse advisor, you'll be able to take advantage of the benefits available at Desjardins.

You'll get the confidence that you are getting a customized lending solution, the result of a well-thought out financial strategy, reflecting your needs and borrowing profile.

Is your mortgage approaching maturity in the next few months? Start planning out now how you're going to renew it!

Renewing your mortgage is a key step for your finances. The decisions you make now will have a significant impact on the flexibility of your budget.

Take the time now to review your financial needs in light of your situation, your goals for paying off your debt and your short-, medium- and long-term projects.

It's also a great time to:

  1. update your borrowing profile
  2. get all the advice you need to make wise financial decisions
  3. learn about ways to protect yourself from rate increases and benefit from rate decreases
  4. update your insurance coverage, as needed

Desjardins offers a wide range of financial strategies. Your advisor will help you find the one that meets all of your needs, taking into account your situation and goals.elles

Take advantage of favourable market conditions

Depending on your borrowing profile and under certain conditions, you may be able to renew your mortgage up to 120 days before it reaches maturity. So, why wait?

Contact your advisor today!

If you decide to wait until the maturity date, you'll be guaranteed the better rate between the one in effect on the maturity date of your mortgage, and the one in effect 30 days prior.

Why settle for simple renewal when other options are available to simplify your life?

  • Did you buy your home several years ago and now it's grown in value?
  • Could some of your current loans benefit from a review?
  • Do you have a multitude of projects in mind, but haven't yet considered how you might finance them?

When the time comes to renew your mortgage, Desjardins invites you to discover your financial potential to:

  • improve your personal finances
  • finance your projects

In both cases, our solutions will simplify your life. See for yourself!

Learn more - An opportunity to reorganize your loans