Adopting a child
For some people, international adoption is the way to achieve their dream of starting a family. For others, adoption fulfills a desire to have more children, or to provide a better life for a child whose future is in jeopardy.
Quebecers adopt more than 1,000 foreign children every year, on average. And it is a well-known fact that adoptive parents have to invest a great deal of energy in the adoption process to succeed.
Desjardins helps make the dreams of those involved in an international adoption come true by offering them advantageous conditions1 to help facilitate the process:
- the Desjardins Family Financial Support Program
- free services
- an optional savings program
- the support of Desjardins advisors
Learn more
For information concerning recognized, certified adoption agencies and organizations, you can contact Quebec's Ministry of Health and Social Services' Secretariat of international adoption at 1-800-561-0246.
For a successful international adoption
Are you planning to adopt a child through a recognized, certified international adoption agency?
The Desjardins Family Financial Support Program2 will give you the peace of mind and flexibility you need to manage the financial aspects of your project.
The International Adoption option of the Desjardins Family Financial Support Program allows you to benefit from:
- loans at significantly reduced interest rates
- flexible repayment conditions tailored to your needs
- special supplementary advantages related to your project
- an optional savings program to secure the future for you and your child
Learn more
For information concerning recognized, certified adoption agencies and organizations, you can contact Quebec's Ministry of Health and Social Services' Secretariat of international adoption at 1-800-561-0246.
2. Available in Quebec only.
Visa Desjardins credit card
When you sign up for the Desjardins Family Financial Support Program, you will receive a Odyssey® Gold Visa* Desjardins, card with no annual fee for the first year. With it, you can save hundreds of dollars on travel insurance and benefit from many other card advantages such as the Desjardins BONUSDOLLARS® Rewards Program, free traveller's cheques and HERTZ rebates.
Desjardins Financial Security
To support you in the international adoption process, Desjardins Financial Security offers3:
- a disability insurance option on loan insurance, for 12 months for all loans under the program
- accident insurance at 50% the first year for the adopted child and his or her family
- the opportunity to extend Travel Insurance coverage to the adopted child as soon as he or she comes under the care of the adoptive parent
Learn more
See the Life and health insurance section for additional information about Desjardins Financial Security insurance products.
3. Available in Quebec only.
Are you thinking of adopting a second child in the near future? Or, do you dream about taking your child to visit his or her country of origin? You have the option of taking advantage of a savings program4 that includes:
- a term savings account with regular deposits, a systematic saving method with advantageous rates and great flexibility
- a special youth account that offers good returns and no administration fees
- a Registered Education Savings Plan (RESP) that provides attractive tax advantages
4. Available in Quebec only.
For more information about the International Adoption option of the Desjardins Family Financial Support Program5, Desjardins advisors will be pleased to answer any questions you may have and, if you wish, evaluate your project's feasibility.
Learn more
For information concerning recognized, certified adoption agencies and organizations, you can contact Quebec's Ministry of Health and Social Services' Secretariat of international adoption at 1-800-561-0246.
5. Available in Quebec only.
® BONUSDOLLARS and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.
1. Available in Quebec only.
