Enhanced Investment Account

  • Minimum regular rate 0.65% (based on balance maintained)
  • Account type: savings account with high returns
  • Fees: none


Ideal way to grow your money for an investment or major purchase. This savings account combines flexibility and high returns, and its interest rate varies with market fluctuations. You must have a Desjardins chequing account to open an Enhanced Investment Account.


Deposits, withdrawals and transfers permitted at all times. No minimum amount required.


Interest paid monthly.

See current rates

Monthly fees

No fees.

Account statement

Monthly statement of account included in the chequing account statement you receive by mail or online.

Find out more about account statements.

Deposit insurance

Find out more about deposit insurance (FAQ).



How much will your investment be worth at maturity?

Rates subject to change without notice.

All deposits made to a TFSA and High Interest S@vings Account – RRSP are subject to the contribution limits set by the Canada Revenue Agency (CRA). The RRSP contribution limit is on the Notice of Assessment from the CRA. Members are fully responsible for ensuring that they respect their contribution limits.