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Transaction code definitions

Transaction code list and definitions

This table lists the definitions of the 3-character code displayed on your ATM receipts, monthly account statements or passbook.

Codes marked with an asterisk (*) and preceded with an "I" indicate an inter-Caisses transaction. Transactions with "Caisse" as the access method may either be automated or have been made manually at the caisse.

Code Description Access method Personal Business
ACB AccèsD bill payment AccèsD Telephone Personal  
ACC Line of credit administration charge correction Caisse   Business
ACP Line of credit payment AccèsD Telephone Personal  
ACT Transfer between accounts AccèsD Telephone Personal  
ADM Service charges Caisse Personal Business
ATC* ATM withdrawal correction ATM Personal Business
ATD* ATM deposit ATM Personal Business
ATI Payment of a bill registered in your file or money transfer to a Visa account ATM Personal Business
ATL Display 10 most recent transactions ATM Personal  
ATP* ATM line of credit payment ATM Personal  
ATQ* Fast cash ATM withdrawal ATM Personal Business
ATT* Transfer between accounts or money transfer at a Desjardins ATM /Money transfer from Visa cash advance ATM Personal Business
ATU ATM passbook updating ATM Personal  
ATW* ATM withdrawal ATM Personal Business
AV Loan disbursement Caisse Personal Business
BNU Desjardins BONUSDOLLARS rebate Caisse Personal  
CAM Account maintenance charges Caisse Personal  
CAN Purchase correction or refund correction cancellation Desjardins direct payment Personal Business
CC Certified cheque Caisse Personal Business
CCB* Bill payment at the counter (with fee) Caisse Personal Business
CCQ Cheque Caisse Personal Business
CCR Deposit through clearing Caisse Personal Business
CEQ Merchant equipment rental charges Desjardins direct payment   Business
CFT Funds transfer charges AccèsD Affaires
AccèsD Internet
Personal Business
CGF Business line of credit guarantee administration charges Caisse   Business
CGR Merchandise return credit Desjardins direct payment Personal Business
CHG Canadian exchange rate on foreign ATM transaction ATM Personal Business
CHI Life insurance premium on Personal Chequing Account Caisse Personal  
CHQ Cheque Caisse Personal Business
CIL Capitalized interest on loan Caisse Personal Business
CLS Closing of account Caisse Personal Business
CLX Irregular loan or line of credit closing Caisse Personal Business
CMA Business line of credit administration charges Caisse   Business
CNL NSF loan charges Caisse Personal  
CNS NSF item charges Caisse Personal Business
COP Loan or line of credit file - opening charges Caisse Personal Business
CR Miscellaneous in-caisse deposit Caisse Personal Business
CRC* Correction for in-caisse deposit Caisse Personal Business
CRL Loan or line of credit renewal charges Caisse Personal Business
CRN Returned item charges Caisse Personal Business
CSC Complementary service charges Caisse Personal Business
CTX Merchant transaction charges Desjardins direct payment   Business
DAB Bill payment made through an AccèsD Services advisor AccèsD Telephone Personal  
DCA CAPSS insurance reimbursement for health care expenses Caisse   Business
DCC Merchant credit card transaction deposit Desjardins direct payment   Business
DCH Member dividends on administrative charges Caisse Personal Business
DCP Deposit prepaid purchase card Direct payment   Business
DDC Direct deposit correction (no fee) Desjardins direct payment   Business
DEP* Deposit at the counter with passbook Caisse Personal Business
DET Deposit - Transfer from other institution Caisse Personal Business
DIC Direct deposit correction Caisse Personal Business
DIR Direct deposit Caisse Personal Business
DIV Member dividends on social capital Caisse
MCD Mobile cheque deposit AccèsD and AccèsD Affaires mobile Personal Business
DPD Merchant direct payment deposit Desjardins direct payment   Business
DR Miscellaneous in-caisse withdrawal Caisse Personal Business
DRC* Correction for in-caisse withdrawal Caisse Personal Business
DTV Deposit - Overdraft transfer from Visa Caisse Personal  
DW Direct withdrawal (preauthorized payment) Caisse Personal Business
DWC Direct withdrawal correction Caisse Personal Business
DWT Direct withdrawal - Transfer (e.g., investment) Caisse Personal  
EDI EDI payroll payment AccèsD Affaires Internet   Business
FIX Fixed service charges Caisse Personal Business
FWD Deposit carried forward Caisse Personal Business
GFC Line of credit guarantee monitoring charge correction Caisse   Business
GST Federal sales tax on merchant equipment rental direct payment or Caisse   Business
HS Payroll deduction Caisse Personal  
HSA Payroll deduction Caisse Personal  
HSC Payroll deduction correction Caisse Personal  
IDD Direct deposit (no fee) Desjardins direct payment   Business
IDF Direct deposit by an internal Desjardins institution (e.g., Desjardins Insurance, Card Services or other) Caisse
IFT International funds transfer AccèsD Affaires
AccèsD Internet
Personal Business
INC Interest correction Caisse Personal Business
INT Interest on Personal Chequing Account Caisse Personal Business
IPS Interest on permanent shares Caisse Personal  
LCD Deposit from line of credit Caisse Personal Business
MEQ Direct Deposit from the Ministère de l'éducation du Québec Caisse Personal  
NBD* Deposit at the counter without passbook Caisse Personal Business
NBW* Withdrawal at the counter without passbook Caisse Personal Business
NCB* Bill payment at the counter (no fee) Caisse Personal Business
ODC Overdraft interest charges Caisse Personal Business
OLD Direct deposit Caisse Personal Business
OPN Opening of account Caisse Personal Business
PAP Preauthorized purchase Desjardins direct payment Personal Business
PAW Preauthorized withdrawal Caisse Personal Business
PMT Loan payment at the counter Caisse Personal  
PRT Provincial sales tax on merchant equipment rental Desjardins direct payment   Business
PPC Personalized bill payment correction AccèsD Affaires Internet
PUR Purchase Desjardins direct payment Personal Business
PWL Purchase with withdrawal Desjardins direct payment Personal Business
RAE Student advance repayment Caisse   Business
RDS Remote deposit via scanner Internet   Business
REB Member dividends on savings and loans Caisse Personal Business
REC* Principal payment on line of credit (counter, ATM or AccèsD) Caisse Personal  
RIC* Principal and interest payment on line of credit (counter, ATM or AccèsD) Caisse Personal  
RRC Principal and interest payment in arrears Caisse Personal Business
RSI Life insurance premium on Regular Savings Account Caisse Personal  
RTN Returned chequet Caisse Personal Business
SAL* Salary Caisse Personal  
SAT Shared ATM transfer ATM Personal  
SCD ATM withdrawal (ATM of another institution) ATM Personal Business
SCH Special cheque from line of credit Caisse Personal Business
SCI Life insurance premium on social capital Caisse Personal  
SEM Multiproject Option service charges Caisse Personal  
SER User fees Caisse Personal Business
SHI Interest on social capital Caisse Personal Business
SL Direct deposit Caisse Personal  
SLC Direct deposit correction Caisse Personal  
SSI Interest on surplus shares Caisse Personal Business
SVI Interest on Regular Savings Account Caisse Personal Business
TAL Automatic loan or line of credit payment Caisse Personal Business
TAM Transfer of matured term savings account Caisse Personal Business
TAP Periodic transfer to or from term savings account Caisse Personal Business
TDA Transfer between accounts through an AccèsD Services advisor AccèsD Telephone s'applique Personal  
TDI Interest on term savings account Caisse Personal Business
TF Transfer between folios (no fee) Caisse Personal Business
TFC* Inter-Caisse or inter-institution transfer (with fee) Caisse Personal Business
TFF Transfer between folios (with fee) Caisse Personal Business
TFI Inter-Caisse or inter-institution transfer (no fee) Caisse Personal Business
TIC Inter-currency transfer AccèsD and AccèsD Affaires Internet Personal Business
TMO* Manual transfer at the counter Caisse Personal Business
TR Automatic transfer within same folio Caisse Personal Business
TSI Life insurance premium on term savings account Caisse Personal  
TTP* Transfer - Retirement products Caisse Personal  
TTR* Transfer between accounts in same folio at the counter Caisse Personal Business
UPD Passbook updating Caisse Personal  
UPI Unpaid overdue interest Caisse Personal Business
WBT Transfer to Desjardins folio from other institution AccèsD Internet Personal  
WD* Withdrawal at the counter with passbook Caisse Personal Business
WDT Withdrawal - Money transfer to Visa card AccèsD Internet Personal  
WGC CAN-ACT government remittance AccèsD Affaires Internet   Business
WGT GST-QST government remittance AccèsD Affaires Internet Personal Business
WIT Transfer to or from Build-Up Savings Account AccèsD Affaires Internet Personal  
WMT Withdrawal - Money transfer to folio
Deposit - Money transfer
AccèsD Internet Personal  
WPP Personalized bill payment (made or received) AccèsD Affaires Internet Personal Business
WVD Money transfer from Visa card AccèsD Internet Personal  
WWB Bill payment AccèsD Internet Personal  
WWG Government remittance AccèsD Affaires Internet   Business
WWP Line of credit payment AccèsD Internet Personal  
WWT Visa transfer or cash advance AccèsD Internet Personal  

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