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Financial education

Financial literacy is power.


Education: A key part of our mission

Promoting financial literacy is an integral part of our mission and our social responsibility priorities. With rising debt levels and plummeting savings, access to financial knowledge is more important than ever.

How to make financial decisions

Take a look at our articles and tools, developed in partnership with schools and community organizations, and make informed decisions about your money.

Read our articles

How to manage and repay debt

How to manage and repay debt

Rate hikes: What should you do?

Rate hikes: What should you do?

Inflation 101

Inflation 101

Discover our tools

Debt management

Debt management

My budget

My budget

Mortgage Payment Calculator

Mortgage Payment Calculator

Unforeseen: The decision-making game

This financial simulation game helps young people gain financial knowledge and decision-making skills in a fun and creative way.

Download the Unforeseen app

Financial literacy resources for youth

School caisses

In collaboration with Quebec and Ontario elementary schools, we offer the School Caisse, a savings education program. Introduced more than 100 years ago by Desjardins Group founder Alphonse Desjardins, the School Caisse initiates children ages 5 to 11 to savings and responsible spending, in addition to encouraging their financial independence.

To instill in children a strong and ongoing sense of belonging to their school and community, school caisses provide them with the means to put into practice the values of cooperation.

Personal Finance: I'm in Charge

Personal Finance: I'm in Charge® is an educational program intended for young people ages 16 to 25 and newcomers of all ages. The program was borne out of a partnership that involves the expertise of consumer associations, a carrefour-jeunesse emploi, private and public organizations and Desjardins. Divided into 16 tailored modules of 2 hours each, it provides an impartial look at young people's first financial decisions to help them make informed, responsible choices.

The program is presented in communities and schools on an impartial basis by Desjardins-certified trainers from community organizations that have struck a partnership with local caisses.

Young Intern Director Program

We’ve created a program of internships on a caisse Board of Directors. Each year, this program sees nearly 200 young people aged 35 or younger learn about managing a company, reading financial statements, sound governance, risk management, etc.

In addition, these interns have free access to a training program on know-how and governance for the roughly 5,700 administrators and supervision officers elected within the Desjardins Group.

Financial education and entrepreneurship

Take advantage of our tips and online tools to help you manage your business projects.

Financial education and solidarity-based finance

We offer 3 programs that include financial literacy.

Desjardins Mutual Assistance Fund

This program helps personal members in financial difficulty.

Learn more about Desjardins Mutual Assistance Fund

Desjardins Microcredit to Businesses

This program helps entrepreneurs launch and grow their business.

Learn more about Desjardins microcredit to businesses


This program offers coaching and financial assistance to young entrepreneurs starting up a business.

Learn more about Créavenir.
Personal Finance: I'm in Charge ® is a registered trademark of the Fédération des caisses Desjardins du Québec.