Job loss insurance
Job loss insurance
Some life and health insurance policies provide coverage in case of loss of employment.
Get help paying your credit card balance
Credit balance insurance can help you pay down your credit card balance while you're unemployed.
You'll receive monthly payments equal to the greater of the 2 following amounts:
- 10% of the balance of regular transactions on the date of the statement issued just before you lost your job
- The minimum payment on the statement issued just before you lost your job
You're eligible if:
- You lost your full-time job (minimum 20 hours per week) at least 30 days ago
- You had that job for at least 4 months
- You were making federal Employment Insurance (EI) contributions and you qualify for EI benefits
You're not eligible if:
- You had a seasonal, contract or temporary job
- You left your job voluntarily
- You're 65 or older

How to submit a claim
Fill out the form - External link. This link will open in a new window.We'll help you figure out which forms to fill out and which documents to include with your claim.
Get your premiums waived
Are you the primary holder of a Vision contract?
You may not have to pay your insurance premiums for up to 5 months.
You're eligible if:
- You're under 60
- You lost your full-time job (minimum 20 hours per week) at least 30 days ago
- You had that job for at least 4 months
- You were making federal Employment Insurance (EI) contributions and you qualify for EI benefits
You're not eligible if:
- You had a seasonal, contract or temporary job
- You left your job voluntarily
How to submit a claim
Follow the instructions on the Job loss page of the Desjardins Insurance website.
Go to the page - External link. This link will open in a new window.Use our secure web page to submit your forms and supporting documents.