Rates - Regular Income Term Savings

Take control of your savings with Regular Income Term Savings. View the interest rates and generate a predictable and guaranteed income.

Current rates on September 20, 2021

Regular Income Term Savings qualify for the following plans:

  • Registered plans: TFSA (individuals only)
  • Non-registered plans

Minimum deposit

  • $10,000

Regular Income Term Savings

Term Interest rate
1 year 0.40%
2 years 0.50%
3 years 0.60%
4 years 0.75%
5 years 1.10%

Food for thought

Regular Income Term Savings provide predictable income that's guaranteed for a defined period.

Learn more about Regular Income Term Savings for individuals

Learn more about Regular Income Term Savings for businesses

Rates are subject to change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.