Redeemable Climbing-Rate Term Savings

View the rates on Redeemable Climbing-Rate Term Savings, an ideal way to take advantage of an interest rate that increases from year to year, guaranteed until maturity.

Current rates on December 3, 2022

Eligible plans

  • Registered plans: TFSA and RDSP
  • Non-registered plans

Minimum deposit:

  • $1,000

Climbing-Rate Term Savings - Redeemable

Climbing-Rate Term Savings - Redeemable - 3-year term
Year Interest rate
1st year 3.75%
2nd year 3.95%
3rd year 4.30%
Average rate 4.00%
Climbing-Rate Term Savings - Redeemable - 5-year term
Year Interest rate
1st year 3.75%
2nd year 3.95%
3rd year 4.00%
4th year 4.10%
5th year 4.20%
Average rate 4.00%

Food for thought

Learn more about Redeemable Climbing-Rate Term Savings

Rates may change without prior notice. Certain conditions apply.

These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.