Rates - Diversified Term Savings

View the rates for Diversified Term Savings and get a product that lets you access part of your cash annually since one portion of the capital reaches maturity every year. Your capital is 100% guaranteed and divided into equal portions, each one earning a different rate.

Current rates on September 18, 2019

Qualifies for the following plans:

  • Registered plans: RRSP, FTV, LIRA and locked-in RRSP, RRIF, LIF, TFSA
  • Non-registered plans

Minimum deposit

  • Registered plans: $500 per portion
  • Non-registered plans: $1,000 per portion

Rates for Diversified Tem Savings

Term Rate
1 year 1.40%
2 years 1.45%
3 years 1.60%
4 years 1.65%
5 years 2.00%

Food for thought

Learn more about Diversified Term Savings

Rates may change without prior notice. Certain conditions apply.

These rates are recommended by the Fédération des caisses Desjardins du Québec to its affiliated caisses.