Redeemable Term Savings

Access your funds at any time

  • Capital 100% guaranteed
  • 1-year term
    • Interest rate: 2.25% (guaranteed until maturity)
  • Redemption terms: cashable at any time without charge at the caisse and on AccèsD. No interest paid if redeemed within 30 days after the purchase date.

It's ideal for short-term projects because it allows you to grow your savings and still access your funds at any time.

Interest rate

  • Fixed
  • Guaranteed until maturity

See current rates

Eligible plans

  • Registered plans: TFSA, RRSP, FTA1 LIRA, locked-in RRSP and RDSP
  • Non-registered plans

Minimum deposit



  • On your own on AccèsD
  • Through an AccèsD Services advisor:
    • Montreal area: 514-CAISSES (514-224-7737)
    • Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
  • At the caisse


1. Not available in Ontario.

  • Flexible
    • You can redeem your investment before maturity
    • You can change or cash in your investment with no penalty
  • Stable and secure: your capital and interest are guaranteed

Rate subject to change without notice.