® BONUSDOLLARS is a registered trademark of Fédération des caisses Desjardins du Québec.

1. This offer is for student members. This includes: i) members ages 18 to 21 ii) members ages 22 to 25 enrolled in a full-time college or vocational program at a recognized educational institution in Canada and iii) members enrolled full-time at a Canadian university, regardless of age.
2. To get this offer, you must go to your caisse or call 1-800-CAISSES (1-800-224-7737). You must also be able to prove that you meet the eligibility requirements.
3. The fee waiver only applies to the Unlimited plan. For withdrawals at non-Desjardins Interac† and Plus*-affiliated ATMs, fees of $1.50, $3.00 or $5.00 may apply. Some ATM operators may charge additional fees. They must inform you of the fee via an on-screen message before processing the transaction. You then have the option of cancelling the transaction. These fees are added to the withdrawal amount and paid directly to the ATM operator. For more information, visit desjardins.com/fees.
4. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.