Student financing

Student financing

Because studying is important

We have credit products tailored to your needs to cover the cost of your studies.

Ontario student loans

If you live in Ontario, visit the Ontario Student Assistance Program - External link. This link will open in a new window. (OSAP) website or call 1-877-672-7411 or 1-888-449-4478.

Offer for post-secondary students

Free transaction plan with unlimited transactions, a line of credit at an attractive rate and more!

Our student products

Student Advantage Line of Credit

For students who do not qualify for government financial aid or who do not receive sufficient aid.

  • Get an attractive variable rate during your studies.
  • Pay only the interest on the principal during your full-time studies.

Learn more about the Student Advantage Line of Credit.

Student Strategic Line of Credit

For students in certain fields of study.

  • Enjoy a competitive interest rate during your studies.
  • Access your funds directly through your student account.

Learn more about the Student Strategic Line of Credit.

Government Guaranteed Student Loan

For Quebec residents who are full-time vocational, CEGEP or university students.

  • Apply online.
  • Choose the repayment strategy that's best for you.

Learn more about the Government Guaranteed Student Loan.

Cash Back Visa and Mastercard credit cards

Two no-fee credit cards with cash back.

  • Get email notifications to help manage your credit.
  • Get mobile device insurance to cover your devices.

Cash Back Visa

Learn more - Cash Back Visa credit card.

Get this product - Cash Back Visa credit card

Cash Back Mastercard

Learn more - Cash Back Mastercard credit card.

Get this product - Cash Back Mastercard credit card

Odyssey® Gold Visa* card

Credit card with a $110 annual fee for full-time university students in certain fields of study.

  • Take advantage of the BONUSDOLLARS® Rewards Program.
  • Get comprehensive travel insurance.

Learn more about the Odyssey Gold Visa card.

Find the best financing product for you

Answer a few questions and get personalized suggestions.

® BONUSDOLLARS is a registered trademark of Fédération des caisses Desjardins du Québec.

  1. This offer is for student members. This includes: i) members ages 18 to 21 ii) members ages 22 to 25 enrolled in a full-time college or vocational program at a recognized educational institution in Canada and iii) members enrolled full-time at a Canadian university, regardless of age.
  2. To get this offer, you must go to your caisse or call 1-800-CAISSES (1-800-224-7737). You must also be able to prove that you meet the eligibility requirements.
  3. The fee waiver only applies to the Unlimited plan. For withdrawals at non-Desjardins Interac† and Plus*-affiliated ATMs, fees of $1.50, $3.00 or $5.00 may apply. Some ATM operators may charge additional fees. They must inform you of the fee via an on-screen message before processing the transaction. You then have the option of cancelling the transaction. These fees are added to the withdrawal amount and paid directly to the ATM operator. For more information, visit
  4. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.