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Lines of credit

Desjardins can be a very important ally when it comes to realizing your dreams. Whether it's travel, renovations or investments, Desjardins has a flexible and economic solution for all your financial needs: a Desjardins line of credit.

For a better overview of your financing

Worried about your debt load? To assess your borrowing potential, see How much can I borrow?. For more tips and information, see Action plans and tips - Credit and debt.

Personal Line of Credit

Have a pre-approved amount available at any time and for any purpose.

  • Enjoy a variable interest rate based on the amount borrowed.
  • Make payments daily, every 2 weeks or monthly.

Learn more - Personal Line of Credit

Investor STRATEGIC Line of Credit

Borrow to invest. Ideal for borrowers with excess cash flow, few financial obligations and a high risk tolerance.

  • Enjoy a variable rate based on the loan amount.
  • Pay off your loan whenever you want, in part or in full, without being charged extra fees.

Learn more - Investor STRATEGIC Line of Credit

Versatile Line of Credit

Your home does the financing!

  • Get a home equity line of credit.
  • Make payments daily, every 2 weeks or monthly.

Learn more - Versatile Line of Credit - A home equity line of credit

Student Advantage Line of credit

For students who do not qualify for government financial aid or who do not receive sufficient aid.

  • Enjoy an interst rate of only 4.20% during your studies.
  • Pay only the interest on the principal during your full-time studies.

Learn more - Student Advantage Line of Credit

Student STRATEGIC Line of Credit

Ideal if you are a university student and are looking to meet substantial financial needs related to your studies.

  • Enjoy a low interest during and after your studies.
  • Quickly access your funds through your student account.

Learn more - Student STRATEGIC Line of Credit

Did you know?
To keep your line of credit from becoming a source of problems for you and your loved ones in the case of death or disability, sign up for Line of Credit Insurance.

Learn more about Line of Credit Insurance.

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