Lines of credit

Lines of credit

Travel, invest, study or renovate

We’ve designed our lines of credit with flexibility and attractive rates in mind to meet your financing needs.

  • Easy to use
  • Flexible payments
  • Solutions tailored to your needs

Find the line of credit that's right for you

Personal Line of Credit

Have a pre-approved amount available at any time, for any purpose

  • Amount based on your needs and financial situation
  • Variable rate
  • Flexible payments
  • Quick access to funds

Learn more - Personal Line of Credit

Versatile Line of Credit

Your home does the financing

  • Financing up to 80% of the appraised value of your property
  • Line of credit up to 65% of the appraised value of your property
  • Attractive rate
  • Flexible payments
  • Quick access to funds

Learn more - Versatile Line of Credit

Student Advantage Line of Credit

A line of credit with many perks

  • Amount based on your needs
  • Attractive rate
  • Affordable payments
  • Quick access to funds

Learn more - Student Advantage Line of Credit

Investor strategic Line of Credit

Borrow to invest more

  • Minimum line of credit of $25,000
  • Variable rate
  • Flexible payments
  • For seasoned investors

Learn more - Investor STRATEGIC Line of Credit

Student strategic Line of Credit

A line of credit that makes your life easier

  • For university students in specific fields
  • Amount based on your needs
  • Attractive rate
  • Affordable payments
  • Quick access to funds

Learn more - Student STRATEGIC Line of Credit

See line of credit rates

Which line of credit is right for you?

Answer a few questions and get recommendations based on your needs.

Find the right line of credit

What is a line of credit?

A line of credit is a pre-approved amount you can use however and whenever you want. It allows you to borrow at lower rates than those of other financing products.

  1. The appraised value is determined by Desjardins and corresponds to the market value or to other considered values.