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Lines of credit
Desjardins can be a very important ally when it comes to realizing your dreams. Whether it's travel, renovations or investments, Desjardins has a flexible and economic solution for all your financial needs: a Desjardins line of credit.
For a better overview of your financing
Worried about your debt load? To assess your borrowing potential, see How much can I borrow?. For more tips and information, see Action plans and tips - Credit and debt.
Personal Line of Credit
Have a pre-approved amount available at any time and for any purpose.
- Enjoy a variable interest rate based on the amount borrowed.
- Make payments daily, every 2 weeks or monthly.
Investor STRATEGIC Line of Credit
Borrow to invest. Ideal for borrowers with excess cash flow, few financial obligations and a high risk tolerance.
- Enjoy a variable rate based on the loan amount.
- Pay off your loan whenever you want, in part or in full, without being charged extra fees.
Versatile Line of Credit
Your home does the financing!
- Get a home equity line of credit.
- Make payments daily, every 2 weeks or monthly.
Learn more - Versatile Line of Credit - A home equity line of credit
Student Advantage Line of credit
For students who do not qualify for government financial aid or who do not receive sufficient aid.
- Enjoy an interst rate of only 4.45% during your studies.
- Pay only the interest on the principal during your full-time studies.
Student STRATEGIC Line of Credit
Ideal if you are a university student and are looking to meet substantial financial needs related to your studies.
- Enjoy a low interest during and after your studies.
- Quickly access your funds through your student account.
Did you know?
To keep your line of credit from becoming a source of problems for you and your loved ones in the case of death or disability, sign up for Line of Credit Insurance.
Learn more about Line of Credit Insurance.
