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Insurance

Insurance included with the U.S.:

  • 3-Day Travel Insurance
  • Common Carrier Accident Coverage
  • Auto Rental Collision/Loss Damage Insurance

3-Day Travel Insurance

As a cardholder, you get free insurance coverage for trips of 3 days or less outside your province of residence.

Coverage includes:

You, your spouse and dependent children are covered while travelling in Canada or abroad, no matter how often you travel during the year.

  • Coverage up to C$5,000,000 per insured person for eligible medical care and services required, including transportation, repatriation, living expenses and dental care.
  • This coverage, offered by Desjardins Financial Security, is offered to persons age 75 or under.
  • Length of coverage: 3 days

For trips longer than 3 days, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered.

Get more information

Call 1-800-465-7822

For more details, see the certificate of insurance. Certain conditions and restrictions apply.

This insurance covers trips within or outside your province of residence for their duration. You, your spouse and dependent children are covered up to C$500 if the trip is cancelled prior to departure and up to C$1,000 in the event of trip interruption after departure.

This coverage, offered by Desjardins Financial Security, is automatic when you use your credit card to purchase your ticket.

Coverage begins when the trip is paid. For trips longer than 3 days, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered.

Get more information

Call 1-800-465-7822

For more details, see the certificate of insurance. Certain conditions and restrictions apply.

The insured parties are covered up to C$500 per person against theft, damaged or delayed baggage.

This coverage, provided by Desjardins Financial Security, is automatic.

  • Applies exclusively to trips made outside your province of residence
  • Length of coverage: 3 days

For trips longer than 3 days, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered. Coverage may not be extended in all Canadian provinces.

Get more information

Call 1-800-465-7822

For more details, see the certificate of insurance. Certain conditions and restrictions apply.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • 24/7 telephone service for help in the event of a medical emergency:
    • search for a doctor or hospital resources
    • sending of medical assistance
    • cash advances
    • repatriation
    • handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance.

Get more information

  • See Travel Assistance Service.
  • Call 1-877-888-4873.
    Monday to Friday, 8:00 a.m. to 9:00 p.m. and Saturday, 8:30 a.m. to 4:30 p.m.

    In case of an emergency
    Canada and the U.S.: 1-800-465-6390
    Elsewhere (toll-free): 514-875-9170

Learn more
Call 1-800-465-7822 or see the Travel Insurance policy (PDF, 382 KB) - This link will open in a new window.. It contains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.

Common Carrier Accident Coverage

Auto Rental Collision/Loss Damage Insurance

Auto Rental Collision/Loss Damage1 Insurance covers you if your rental car is damaged or stolen for a period of up to 48 consecutive days when you charge the full cost of your car rental to your card2.

What to do in case of accident

Call us at:

  • Canada and the U.S.: 1-888-409-4442
  • Elsewhere in the world: 613-634-4993

How to make a claim

Get more information

See the Certificate of Insurance (PDF, 174 KB) - This link will open in a new window..


® Elegance, Modulo, Odyssey and Odyssey World Elite are registered trademarks of Fédération des caisses Desjardins du Québec.

  1. Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®*. ®Assurant Solutions is a registered trademark of Assurant Inc. Details of your insurance coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
  2. Exclusive to cardholders when paying with Odyssey Visa Infinite Privilege®, Odyssey® Gold, Desjardins Affinity Gold, Odyssey® World Elite MasterCard® and Visa Desjardins Prestige Platinum and Platinum.

Desjardins My US Card
Manage your U.S. card account

Useful links

Visa Desjardins U.S. card
Interest rate:  19.4%
Annual fee: US$30
3-Day Travel Insurance

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