Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.
 

You are here: Home > Business > International services > Trade finance

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Trade finance

Desjardins helps you move your company onto the international arena with a variety of financing program. A wide range of products and payment instruments are also available to finance and secure your import and export transactions.

 

Get cash by selling your accounts receivables as soon as goods or services are delivered, without having to wait for the bill payment due date.

Factoring is primarily for growing businesses that want to get immediate cash for their accounts receivables.

How it works

  • We purchase your receivables (up to 365 days) and see to their collection.
  • You receive up to 100% of the amount less applicable fees.

Advantages

  • Simple, quick and flexible additional source of liquidity
  • Reduces the administrative burden of accounts receivable collections
  • All the services you need under the same roof

Line of credit with a competitive interest rate that  can be used for operating costs or to meet specific needs.

Features

  • Competitive interest rate applicable only on amount borrowed
  • Can be paid back at anytime whenever you have cash inflows

Advantages

  • Terms of use and payment terms tailored to your company
  • Efficient cash management
  • Allows you to meet day-to-day operating needs
  • Helps you get supplier discounts
  • Gives you the option of issuing cheques up to your authorized credit limit to avoid an insufficient funds situation
  • Interest calculated only on credit amount used
  • Automatic replenishment

Did you know?
We also offer major lines of credit for cross-border projects through Caisse centrale Desjardins or its subsidiary, Caisse centrale Desjardins U.S. Branch.

Fixed or variable interest rate loan to help you finance acquisitions in the U.S.

Features

  • Fixed or variable rate
  • Flexible payment options based on your needs

Advantages

  • Allows you to purchase the equipment you need without impeding your cash flow
  • Allows you to improve your financial structure so your company can grow

Did you know?
We also offer major lines of credit for cross-border projects through Caisse centrale Desjardins or its subsidiary, Caisse centrale Desjardins U.S. Branch.

Insurance, bonding and financing programs to expand trade in foreign markets.

Short-term financing

Allows you, as an exporter, to use your foreign accounts receivable to secure a line of credit or an increase to an existing line of credit.

Moreover, if you assign the proceeds of your accounts receivable insurance policy to us, we will finance your insured accounts receivables at even more attractive terms.

Your existing credit insurance allows you to:

  • get financing for up to 90% of your insured accounts receivables
  • get financing for accounts receivables with payments terms over 90 days

Offered in partnership with Export Development Canada.

Did you know?
Investissement Québec offers two attractive solutions to companies expanding their business into new markets. See the sections Market Development Outside Québec and Export Credit.

Medium-term financing

Thanks to an agreement between Caisse centrale Desjardins and Northstar Trade Finance Inc., you, as an exporter, benefit from financing solutions for your foreign clients.

  • Your foreign buyers can obtain medium-term loans at fixed interest rates in amounts varying from US$100,000 to US$5M.
  • For foreign buyers, this means predictable repayment terms.
  • For you, it means a real advantage over your competitors since you help clients obtain the financing they need to purchase your goods and services.
  • A sure and effective way to win sales with new foreign clients.

Find out more
See our resources about how to take your company international.

Did you know?

For help with trade with Europe, you can contact the Desjardins office in Paris.

Toolbar