Visa Purchasing card

Control your company's purchasing process

  • Makes the process of purchasing regular and recurring goods and services, like office supplies, easier for your company
  • Allows you to reduce the cost and time related to the payment of your company purchases
  • For medium-sized and large businesses
  • Possibility of adding control parameters, like purchasing limits and the ability to block certain types of retailers, for each card holder
  • Online management reports to help you analyze and track expenses
  • An online account management service to allow you to manage your Visa Desjardins Purchasing account on your own
  • Links to major accounting and Enterprise Resource Planning (ERP) solutions.
  • ZERO liability in the event of unauthorized use of your card
  • Liability insurance up to $100,000 per card in the event of card misuse
  • Better security through chip technology
  • PayWave contactless payment technology
  • Optional Business Cheques Service
  • Visa Consumer Authentication Service for your online purchases
  • Visa Account Updater for your recurring transactions
  • Better control over business expenses and respect for company purchasing policies
  • Simpler, more accurate purchase accounting for your company
  • Consolidation of information about business purchases
  • Simplification of the process for requests or purchase orders
  • Considerable time and cost savings in your company's procurement process
  • Single payment for all your company purchases: substantial decrease in the number of cheques issued
  • Increased bargaining power with suppliers
  • Decrease in delayed orders
  • Annual fees: $20/card/year
  • Interest rate on purchases: 18.4%
  • Interest rate on cash advances: Prime rate1 + 5%

1. Fédération des caisses Desjardins du Québec annual prime rate (the Desjardins prime rate)..