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Term life insurance

Life insurance that covers you for a specific period of time.

Already have term life insurance?

What is term life insurance?

Term life insurance is a simple and affordable way to help ensure the financial security of your loved ones. It covers you for a set period of time (a term), unlike permanent life insurance, which covers you for the rest of your life.

Is term life insurance worth it?

Term insurance provides a tax-free payment to your family if you die during the term of the policy. They can use it to maintain their standard of living and cover expenses. With this safety net in place, you can have peace of mind.

Cover final expenses

Funeral costs, taxes, etc.

Pay off your debts

Credit cards, loans, etc.

Cover everyday expenses

Utility bills, groceries, etc.


Multiple term options

10, 15, 20, 25 or 30 years, or up to age 65.

Affordable premiums

Initial premiums are lower than for permanent life insurance.

Flexible coverage

You can adjust your coverage as your needs change.

How much does life insurance cost?

Answer 3 questions to find out approximately how much life insurance will cost you.

Advantages of term life insurance

As your life changes, your policy can too. And there's no need to take a medical exam. 2


Increase or decrease your insurance amount.


Your policy is automatically renewed when it expires. 3


Convert your term life insurance into permanent life insurance. 4

Additional coverages

Boost your protection with our add-ons.

  • Accident
  • Accidental death, dismemberment or loss of use
  • Accidental dismemberment or loss of use
  • Accidental fracture
  • Business insurability coverage
  • Children's accidental fracture
  • Children's life protection
  • Guaranteed insurability benefit
  • Waiver of premiums in case of disability

Assistance services

If you have health-related questions or are looking for support, we're here for you.

Phone assistance

Call anytime for advice from a nurse on nutrition, vaccinations, the use of prescriptions drugs and other health matters.

Multi-coverage discount

Get a reduced premium when you buy 2 or more eligible insurance coverages at the same time for the same policy.

Get a life insurance quote


Find out which type of life insurance is best for you and get a quote. 1

By phone

We can also call you when it's convenient.

Explore our other insurance options

Permanent life insurance

Insurance that lasts a lifetime, no matter your age or how your health changes.
Learn more about Permanent life insurance

Disability insurance

Insurance that protects your income if you're unable to work due to a disability.
Learn more about Disability insurance
Life insurance and living benefits products are manufactured by Desjardins Financial Security Life Assurance Company.
This quote is not a formal proposal. Only our financial security advisors can assess your needs, check your insurability and offer the insurance product that's best for you. If you make changes to your policy, certain conditions and restrictions may apply. Term life insurance for 10, 15, 20, 25 and 30 years is renewable up to age 85. Term life insurance for 10, 15, 20, 25 and 30 years can be converted into permanent life insurance before you turn 70. Term life insurance until age 65 can be converted into permanent life insurance before you turn 60.