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You are here: Home > Personal > Caisse Desjardins des Chutes Montmorency > Involvement in the community

Involvement in the community

The caisse enriches the lives of individuals and communities through its financial and human contributions. It supports projects that meet the needs and expectations of its members. Desjardins is an important socioeconomic leader in the community and works alongside several partners.

Through donations, sponsorships and contributions from the Community Development Fund, the caisse supports multiple local and regional initiatives in various sectors.

The Community Development Fund (CDF), also called community dividends, is made possible by the caisse's yearly surplus earnings. During the annual general meeting, members vote on the amount allocated to the CDF. This is a way for all caisse members to support the development of their community and important projects.

Read the caisse's investment policy (in French only, PDF, 1.4 MB) - This link will open in a new window.

Fill out the partnership application form - This link will open in a new window.

Joint initiatives

Caisse Desjardins des Chutes Montmorency practices intercooperation whenever possible and, with a view to maximizing the scope of its efforts, regularly joins forces with the following caisses:

  • Caisse Desjardins de Beauport
  • Caisse Desjardins du Vieux-Moulin (Beauport)
  • Caisse Desjardins de La Côte-de-Beaupré
  • Caisse Desjardins de L'Île-d'Orléans

Here are projects that have reaped the benefits of this cooperative synergy:

  • Desjardins Microcredit to Businesses
  • Desjardins Mutual Assistance Funds
  • Le Festival de la jeunesse de Beauport
  • Le Pivot
  • School dropout prevention program by the Carrefour jeunesse-emploi de Montmorency
  • Semaine de relâche intermunicipale
  • L'Association de Soccer des Premières-Seigneuries
  • L'Association de hockey mineur de la Côte de Beaupré
  • La Fondation du Cégep Limoilou
  • Vélirium
  • L'Association bénévole de la Côte-de-Beaupré
  • And many others

Special initiatives

Desjardins Mutual Assistance Funds

This solidarity-based product, in partnership with Groupe de recherche en animation et planification économique (GRAPE), aims to help people experience financial difficulty through various budget consulting services and emergency loans, if necessary. The average loan allowed is $500, repayable interest-free within 24 months.

Desjardins Microcredit to Businesses

The result of a partnership between the caisses of Québec-Est and Fonds d'emprunt Québec, Desjardins Microcredit to Businesses is a solidarity-based product that considerably improves access to credit for small businesses and self-employed workers. It helps people or groups that are not eligible for financing from traditional networks by giving them access to financing and guiding them in accomplishing their business project. A total of 2,330 jobs have been created and maintained over 12 years.

Desjardins Youth Work Experience Program

Caisse Desjardins des Chutes Montmorency is proud to partner with Carrefour jeunesse-emploi Montmorency and businesses in the community to give local youth the unique opportunity to get their first summer job.

Program goals:

  • Give young members ages 15 to 18 their first realistic job experience to allow them to acquire personal and professional skills as well as develop sound work practices that they can use throughout their life.
  • Financially support businesses or member organizations that want to offer youth their first stimulating job experience for 6 weeks.