Rates – Auto and leisure vehicle loans

View the rates for our loans and other financing options available to you when buying a car, motorcycle or other recreational vehicle through a dealer or your caisse.

Auto and leisure vehicle loans – From a merchant or dealer

Available directly on-site for loans starting at $5,000.

The rates in effect at car dealers vary according to the type and age of the vehicle, the term and amount of the loan.

For illustrative purposes, the average rate is 6.99%.

Updated May 1, 2019.

Exclusive advantage for members

0.30% discount applicable on your loan rate

Finance your vehicle with a Desjardins auto loan or leisure vehicle loan at an authorized dealer and get a 0.30% interest rate discount applicable on your loan.

Green option for hybrid and electric cars

Get a reduced fixed rate as low as 4.5% or 4.2% for Desjardins members when you borrow $10,000 or more to buy a hybrid or electric car.

Ask your dealer for the current loan rates.

Find a participating dealer

Auto+ Loan – Available at your caisse

For new and used cars and leisure vehicles

Feature Interest rate
Secured loan 6.99%

Current rates as of May 1, 2019.

Food for thought

Need to finance your new car or leisure vehicle?

Other financing options available to buy a car or other vehicle

Tools

  1. The interest rate is for illustrative purposes only and does not bind Desjardins in any way. It corresponds to the average used car loan rate issued by the Fédération des caisses Desjardins du Québec up to today in 2019 according to the update date indicated. Your auto dealership or used car dealer offering Desjardins financing may offer a different rate depending on the conditions of your loan.
  2. Exclusive discount available for the entire term.
  3. Some conditions apply. Regular rate before any other Desjardins member exclusive rate discount. Rate may vary depending on term, type of vehicle, loan amount and your credit rating.
  4. These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. Your caisse, auto dealership or used car dealer offering Desjardins financing may offer a different rate.