Rates – Auto and leisure vehicle loans

View the rates for our loans and other financing options available to you when buying a car, motorcycle or other recreational vehicle through a dealer or your caisse.

Auto and leisure vehicle loans – From a merchant or dealer

Available directly on-site for loans starting at $5,000.

The rates in effect at car dealers vary according to the type and age of the vehicle, the term and amount of the loan.

For illustrative purposes, the average rate is 6.99%.

Updated May 1, 2019.

Green option

Advantages:

  • Benefit from a competitive fixed rate when you borrow $10,000 or more to buy a hybrid or an electric vehicle2. Ask your dealer for current rates.
  • Get a discount on your auto insurance3: 15% for a hybrid vehicle and 20% off for an electric vehicle.

Ask your dealer for the current loan rates.

Find a participating dealer

Auto+ Loan – Available at your caisse

For new and used cars and leisure vehicles

Feature Interest rate
Secured loan 6.99%

Current rates as of May 1, 2019.

Food for thought

Need to finance your new car or leisure vehicle?

Other financing options available to buy a car or other vehicle

Tools

  1. The interest rate is for illustrative purposes only and does not bind Desjardins in any way. It corresponds to the average used car loan rate issued by the Fédération des caisses Desjardins du Québec up to today in 2019 according to the update date indicated. Your auto dealership or used car dealer offering Desjardins financing may offer a different rate depending on the conditions of your loan.
  2. Some conditions, exclusions and limitations apply. Vehicles with over 170,000 km are not eligible. Rates may vary depending on type of vehicle, loan amount and term, and your credit score. Rates and promotions may change at any time without notice.
  3. Available in Quebec only. Discounts for hybrid and electric vehicles are part of the Green Savings offered by Desjardins General Insurance Inc.
  4. These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. Your caisse, auto dealership or used car dealer offering Desjardins financing may offer a different rate.