Rates - Lines of credit

Our lines of credit let you finance your projects. Choose the one that best meets your needs and see the rate based on the amount you need.

Current rates on May 22, 2022

Personal lines of credit

Amount Interest rate
$500 to $4,999 9.7%
$5,000 to $25,000 9.2%
$25,001 or more

Contact us for the rate.

Student Line of Credit

Line of credit Interest rate
Student Advantage 4.2%
Student Strategic between 2.95% and 4.20%

Other lines of credit

Line of credit Interest rate
Versatile Line of Credit - A home equity line of credit ($25,000 or more)

Contact us for the rate.

Investor Strategic Line of Credit ($25,000 or more)

Contact us for the rate.

Food for thought

Learn more about our lines of credit

Contact us

Avoid waiting on hold. Have us call you when it's convenient.

Montreal area:
514-253-6473

Elsewhere in Canada and the US:
1-833-353-6473

  1. Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factors. Certain conditions apply. These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. For additional information, please contact an advisor at a caisse.