Travel insurance
Travel insurance
Get coverage that meets your needs and travel with peace of mind.
Why travel insurance is worth it
When you're on vacation outside your home province, even for a day, travel insurance will protect you from the unexpected.
Customized coverage
Choose options that fit your needs.
Peace of mind
Avoid unexpected stressors so you can enjoy your vacation to the fullest.
24/7 assistance services
Get help with medical or non-medical emergencies while you're abroad.
Insurance tailored to your needs
Get insurance that meets your needs and guarantees the right coverage at a fair price.
Multi-Trip Annual Insurance
Number of trips covered
Unlimited
Conditions
1 contract for all trips for the next 12 months
All destinations eligible
Each trip must last 8, 15, 23, 30, 45, 60, 90, 120 or 182 days
Number of coverage categories
Between 1 and 5, depending on your needs
Exclusive advantage
Quattra Advantage for individuals aged 61-80
If you choose the multiple trip option, the Quattra Advantage:
- Ensures you only need to fill out a medical questionnaire every 4 years
- Has no impact on your premium or eligibility if your health changes during this time
Travel Insurance
Number of trips covered
1
Conditions
1 contract per trip
All destinations eligible
Trip duration between 1 and 365 days
Number of coverage categories
Between 1 and 5, depending on your needs
Number of trips covered
1
Conditions
1 contract per trip
All destinations eligible
Trip duration between 1 and 365 days
Number of coverage categories
Between 1 and 5, depending on your needs
Explore our travel insurance products
Compare the types of coverage offered and choose those that best fit your needs.
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Recommended
Emergency Health Care
- Reimburses up to $5,000,000 per person for emergency care received as a result of an unexpected illness or accident
- Covers transportation or repatriation expenses incurred for medical reasons or in the event of death
Reimburses certain expenses related to COVID-19
Get answers to all your COVID-19 and travel insurance questions.
See the Travel page -
Accidents
- Accident coverage pays a benefit for accidental death or loss of use of a limb or body function that occurs on a flight or during your trip.
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Trip Cancellation
- Reimburses costs incurred as a result of a trip that's cancelled for a reason recognized in your insurance policy
- Covers the unused portion of your trip and certain related expenses if you need to come home sooner
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Baggage
- Reimburses costs incurred as a result of stolen, damaged, or delayed baggage
- Reimburses costs incurred to replace passports, visas, driver's licences or birth certificates
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Emergency Return Trip
- Available when purchased as an add-on to Emergency Healthcare coverage
- Recommended for trips over 30 days
- Covers flight costs from your destination to your home province and back again under certain circumstances
See the full insurance details
Learn more about coverage conditions, exclusions and limitations by reading the following documents.
If you're planning to buy your insurance online:
If you're planning to buy your insurance by phone:
How much does travel insurance cost?
The cost of travel insurance depends on:
- Your age on the departure date
- Duration of your trip
- Types of coverage purchased
- Amount of coverage purchased
- Your health and age group
Save more with our discounts
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Multi-Coverage
Combine insurance coverage options and save money!
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Desjardins members
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Family
When several family members are insured on the same policy, only the 2 oldest members pay premiums.
Kids travelling with their parents or grandparents get Emergency Healthcare, Baggage and Accident coverage free of charge.
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Emergency Return Trip
Save 50% on Emergency Return Trip insurance, recommended for trips over 30 days.
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Emergency Health Care
Get an extra 5% early bird discount on Emergency Health Care coverage, which reimburses you up to $5 million per person.
Buy your travel insurance online
Get an online quote today.
Frequently asked questions
No. Some high-risk situations aren't covered under your travel insurance.
For example, you'll be covered if you have an accident while:
- Jet-skiing
- Snorkelling
- Downhill skiing at a ski resort
- Recreational surfing
- Riding a camel or an elephant
- Mountain hiking
- Skateboarding
- Hot-air ballooning
- Deep-sea fishing
Of course, in order to receive compensation for the accident, you must have followed the safety rules for the activity in question.
You won't be covered if you have an accident while:
- Ziplining
- Rock climbing
- Bungee jumping
- Hang-gliding
- Kitesurfing
- Competitive surfing
- Parachuting
- Longboarding
- Taking part in a paid sports activity
We're happy to answer any questions you might have. Contact us: 1-855-956-2266Phone number to get information on what activities are covered by your travel insurance. This link will launch your default phone software.
Pre-existing conditions are medical conditions you had before you took out insurance. They are also known as unstable injuries or unstable medical conditions. Read our article to find out what our insurance covers.
See all questions about travel insurance
Contact us
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Assistance services in case of emergency
Call us for medical or non-medical emergencies.
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Customer service
Get information on your policy or make changes.
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Claims
Available 24/7
Online
By phone
1-800-465-7822Phone number to make a claim. This link will launch your default phone software.
Read more
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Travelling
Should you tell your caisse about your trip or check what coverage is offered by your credit card or group insurance? We've gathered some useful information.
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Snowbirds
Heading south for the winter? Before you start soaking up the sun, check out our pre-departure advice.
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Visitors to Canada Insurance
Are you visiting Canada, in the process of immigrating, or not covered by provincial health insurance? This insurance is for you.
The information on this site summarizes the terms and conditions of the insurance product and has no contractual value. It's intended to be clear and simple, so you can easily understand the product.
Only the insurance documents will be used to settle legal disputes. They contain all the conditions of this coverage. Some exclusions and limitations apply.
The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.
Savings and discounts are based on your profile and subject to eligibility conditions. Offers and discounts are subject to change without notice.
- A single discount of 3 days will be granted to Desjardins members for the same trip. The offer cannot be combined with the travel insurance for trips lasting 3 days or less included with certain Desjardins credit cards. Members who are leaving their province of residence need to purchase Desjardins travel insurance before their departure. Your insurance must cover the entire duration of your trip, even those of 3 days or less, or you won't be covered at all.
- This offer ends on January 31, 2024.
- This offer ends on October 31, 2023.