Travel insurance

Travel insurance

Get coverage that meets your needs and travel with peace of mind.

Why travel insurance is worth it

When you're on vacation outside your home province, even for a day, travel insurance will protect you from the unexpected.

Customized coverage

Choose options that fit your needs.

Peace of mind

Avoid unexpected stressors so you can enjoy your vacation to the fullest.

24/7 assistance services

Get help with medical or non-medical emergencies while you're abroad.

Insurance tailored to your needs

Get insurance that meets your needs and guarantees the right coverage at a fair price.

Multi-Trip Annual Insurance

Number of trips covered



1 contract for all trips for the next 12 months

All destinations eligible

Each trip must last 8, 15, 23, 30, 45, 60, 90, 120 or 182 days

Number of coverage categories

Between 1 and 5, depending on your needs

Exclusive advantage

Quattra Advantage for individuals aged 61-80

If you choose the multiple trip option, the Quattra Advantage:

  • Ensures you only need to fill out a medical questionnaire every 4 years
  • Has no impact on your premium or eligibility if your health changes during this time

Travel Insurance

Number of trips covered



1 contract per trip

All destinations eligible

Trip duration between 1 and 365 days

Number of coverage categories

Between 1 and 5, depending on your needs

Explore our travel insurance products

Compare the types of coverage offered and choose those that best fit your needs.

  • Recommended

    Emergency Health Care

    • Reimburses up to $5,000,000 per person for emergency care received as a result of an unexpected illness or accident
    • Covers transportation or repatriation expenses incurred for medical reasons or in the event of death

    Reimburses certain expenses related to COVID-19

    Get answers to all your COVID-19 and travel insurance questions.

    See the Travel page
  • Accidents

    • Accident coverage pays a benefit for accidental death or loss of use of a limb or body function that occurs on a flight or during your trip.
  • Trip Cancellation

    • Reimburses costs incurred as a result of a trip that's cancelled for a reason recognized in your insurance policy
    • Covers the unused portion of your trip and certain related expenses if you need to come home sooner
  • Baggage

    • Reimburses costs incurred as a result of stolen, damaged, or delayed baggage
    • Reimburses costs incurred to replace passports, visas, driver's licences or birth certificates
  • Emergency Return Trip

    • Available when purchased as an add-on to Emergency Healthcare coverage
    • Recommended for trips over 30 days
    • Covers flight costs from your destination to your home province and back again under certain circumstances

See the full insurance details

Learn more about coverage conditions, exclusions and limitations by reading the following documents.

How much does travel insurance cost?

The cost of travel insurance depends on:

  • Your age on the departure date
  • Duration of your trip
  • Types of coverage purchased
  • Amount of coverage purchased
  • Your health and age group

Save more with our discounts

  • Multi-Coverage

    Combine insurance coverage options and save money!

  • Desjardins members

    Get 3 days of free travel insurance.

  • Family

    When several family members are insured on the same policy, only the 2 oldest members pay premiums.

    Kids travelling with their parents or grandparents get Emergency Healthcare, Baggage and Accident coverage free of charge.

Buy your travel insurance online

Get an online quote today.

Get a quoteon travel insurance. External link

Frequently asked questions

No. Some high-risk situations aren't covered under your travel insurance.

For example, you'll be covered if you have an accident while:

  • Jet-skiing
  • Snorkelling
  • Downhill skiing at a ski resort
  • Recreational surfing
  • Riding a camel or an elephant
  • Mountain hiking
  • Skateboarding
  • Hot-air ballooning
  • Deep-sea fishing

Of course, in order to receive compensation for the accident, you must have followed the safety rules for the activity in question.

You won't be covered if you have an accident while:

  • Ziplining
  • Rock climbing
  • Bungee jumping
  • Hang-gliding
  • Kitesurfing
  • Competitive surfing
  • Parachuting
  • Longboarding
  • Taking part in a paid sports activity

We're happy to answer any questions you might have. Contact us: 1-855-956-2266Phone number to get information on what activities are covered by your travel insurance. This link will launch your default phone software.

Pre-existing conditions are medical conditions you had before you took out insurance. They are also known as unstable injuries or unstable medical conditions. Read our article to find out what our insurance covers.

Read the article on pre-existing conditions

See all questions about travel insurance

Contact us

Read more

The information on this site summarizes the terms and conditions of the insurance product and has no contractual value. It's intended to be clear and simple, so you can easily understand the product.

Only the insurance documents will be used to settle legal disputes. They contain all the conditions of this coverage. Some exclusions and limitations apply.

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.

Savings and discounts are based on your profile and subject to eligibility conditions. Offers and discounts are subject to change without notice.

  1. A single discount of 3 days will be granted to Desjardins members for the same trip. The offer cannot be combined with the travel insurance for trips lasting 3 days or less included with certain Desjardins credit cards. Members who are leaving their province of residence need to purchase Desjardins travel insurance before their departure. Your insurance must cover the entire duration of your trip, even those of 3 days or less, or you won't be covered at all.
  2. This offer ends on January 31, 2024.