Paying less taxes
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Registered plans
Tax-sheltered returns
A natural continuation of the RRSP.
- Convert RRSP savings into retirement income.
- Offers flexible payment options.
- Income from tax-sheltered investments.
- Convert all or a portion of your RRIF into an annuity at any time.
Conversion tool for your LIRA.
- Transfer amounts from a LIRA or a Locked-In RSP account or amounts accumulated in a complementary pension plan (widely known as a "pension fund").
- 6 portfolios for all investor profiles.
- Income from tax-sheltered investments.
- Allows lump-sum withdrawals (subject to the maximum withdrawal amount).
- Allows periodic withdrawals (subject to the legal minimum and maximum withdrawal limits).
Conversion tool for your LIRA.
A TFSA is a registered savings plan that allows you to:
- save for important projects
- cover unexpected expenses (rainy day fund)
- get tax-free investment income
- make non-taxable withdrawals
