Youth and student accounts

Build-Up Savings Account for youth age 21 and under, and full-time college, CEGEP and vocational students age 22 to 25. Use it for your regular transactions or to save money at a better interest rate.

  • Free monthly plan with unlimited transactions1
  • Interest rate: 0.05% to 0.10% (based on balance maintained and current rates)

Learn more

Chequing account for full-time university students

  • Free monthly plan with unlimited transactions1
  • Interest rate: contact an advisor at a caisse

Learn more

Did you know?
Money deposited into youth and student accounts is protected by deposit insurance. Learn more about deposit insurance (FAQ).

  1. This promotional offer is for student members. This includes members between the ages of 18 and 21 and members ages 22 to 25 enrolled in a full-time college or professional program at a recognized educational institution in Canada. If you get this offer, you can choose the Unlimited plan, free of charge, or apply the value of this plan, meaning $13.95 a month, to the monthly fee of the Unlimited Plus plan and pay only the difference, which is $8.00 a month. To get this offer, you must go to your caisse or call 1-800-CAISSES. You must also be able to prove that you meet the eligibility requirements. No matter which plan you select, an additional fee of $1.50, $3 or $5 will apply to any withdrawals made from non-Desjardins ATMs affiliated with the Interac® and Plus* networks. Some providers charge additional fees to use their ATMs. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the withdrawal amount.

    To learn about the terms and conditions of various fees, see Plans.

  2. This promotional offer is for student members. This includes members who are full-time students at a Canadian university, regardless of their age. If you get this offer, you can choose the Unlimited plan, free of charge, or apply the value of this plan, meaning $13.95 a month, to the monthly fee of the Unlimited Plus plan and pay only the difference, which is $8.00 a month. To get this offer, you must go to your caisse or call 1-800-CAISSES. You must also be able to prove that you meet the eligibility requirements. No matter which plan you select, an additional fee of $1.50, $3 or $5 will apply to any withdrawals made from non-Desjardins ATMs affiliated with the Interac® note and Plus* note networks. Some providers charge additional fees to use their ATMs. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the withdrawal amount.

® Interac and Interac e-Transfer are registered trademarks of Interac Inc. Used under licence.

* Trademark of Visa Int., used under licence.