Youth and student accounts
Exclusively for youth up to age 21 and students1
Chequing account for full-time university students.
- Monthly fees: none
- Interest rate: contact an advisor at a caisse
Build-Up Savings Account for youth age 12 to 21 and full-time college, CEGEP and vocational students age 22 to 25. Use it for your regular transactions or to save money at a better interest rate.
- Interest rate: 0.05% to 0.10% (based on balance maintained)
- Fees: free unlimited regular transactions for members under age 18
Did you know?
Money deposit into youth and student accounts is protected by deposit insurance: Learn more about deposit insurance (FAQ).
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Members who are full-time vocational or CEGEP students attending a recognized educational institution can get up to $11 off the transactional plan of their choice every month. Members who choose to apply this discount on the Autonomous Plus plan will have 40 monthly transactions free of charge. Upon completing a 3-year vocational program, members could have saved over $395 ($132 per year).
Members who are full-time university students at a recognized educational institution can get up to $13.95 off the transactional plan of their choice every month. Members who choose to apply this discount on The Premier plan will have unlimited daily transactions free of charge. Upon completing a bachelor’s program, members could have saved over $500 ($167.40 per year).
To take advantage of the discount on the transactional plan of your choice, you must ask for it at your caisse or by phone at 1-800-CAISSES (1-800-224-7737). To learn about the terms and conditions of various fees, see Plans.