Financial education

Financial education

Financial literacy is power.

Education: A key part of our mission

Promoting financial literacy is an integral part of our mission and our social responsibility priorities. With rising debt levels and plummeting savings, access to financial knowledge is more important than ever.

Learn more about our educational role

How to make financial decisions

Take a look at our articles and tools, developed in partnership with schools and community organizations, and make informed decisions about your money.

Read our articles

How to manage and repay debt

Rate hikes: What should you do?

Inflation 101

Discover our tools

Debt management

My budget

Mortgage Payment Calculator

Download Unforeseen: The decision-making game

This financial simulation game helps young people gain financial knowledge and decision-making skills in a fun and creative way.

Download the Unforeseen app

School caisses

In collaboration with Quebec and Ontario elementary schools, Desjardins offers the School Caisse, a savings education program. Introduced more than 100 years ago by Desjardins Group founder Alphonse Desjardins, the School Caisse initiates children ages 5 to 11 to savings and responsible spending, in addition to encouraging their financial independence.

To instill in children a strong and ongoing sense of belonging to their school and community, school caisses provide them with the means to put into practice the values of cooperation.

Learn more about the School Caisse

Youth financial education

This section contains more than a hundred tools for parents and teachers of children ages 6 to 17. Articles, videos and activities help them with their financial and cooperative education process.

See Youth financial education

Personal Finance: I'm in Charge® educational program

This educational program is primarily intended for young people ages 16 to 25 and newcomers of all ages. The program was borne out of a partnership that involves the expertise of consumer associations, a carrefour-jeunesse emploi, private and public organizations and Desjardins. Divided into 16 tailored modules of 2 hours each, it provides an impartial look at young people's first financial decisions to help them make informed, responsible choices.

The program is presented in communities and schools on an impartial basis by Desjardins-certified trainers from community organizations that have struck a partnership with local caisses.

Learn more about Personal Finance: I'm in Charge

Young Intern Director Program

Desjardins has created a program of internships on a caisse Board of Directors. Each year, this program sees nearly 200 young people aged 35 or younger learn about managing a company, reading financial statements, sound governance, risk management, etc.

In addition, these interns have free access to a training program on know-how and governance for the roughly 5,700 administrators and supervision officers elected within the Desjardins Group.

Desjardins offers several financial products and services that also have an educational element, such as Desjardins Mutual Assistance Funds, CRÉAVENIR and Desjardins Microcredit to Businesses.

More details

Take advantage of our tips and online tools to help you manage your business projects.

Learn more

® Registered trademark of the Fédération des caisses Desjardins du Québec.