Desjardins Microcredit to Businesses

Desjardins Microcredit to Businesses

Help for entrepreneurs seeking support and financing

The program supports entrepreneurs and self-employed workers ages 18 and up (no age limit) by providing:

  • access to financing
  • technical support and a customized approach

How it works

  1. 1

    Present your business plan to your local partner community credit organization.

    An advisor will help you draw up and analyze your business plan and direct you to the resources you need.

    Need help drawing up your business plan?
  2. 2

    If your business plan is viable but your personal investment and guarantees aren't sufficient to get you conventional financing, your plan may be forwarded to a loan committee for approval.

    Discover the program benefits (in French only, PDF, 408 KB) - This link will open in a new window.

To present your business plan to a local economic development organization


  1. To be eligible for a loan, you must:
    • Present a viable start-up or existing business development plan.
    • Not have access to conventional financing.
    • Be a member of a participating Desjardins caisse or agree to become one.