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Life insurance over 50

Lifetime coverage for people over 50. No medical exam needed.

Call us to get this insurance, file a claim or make changes to your policy.

What is 50+ Life Insurance?

50+ Life Insurance is designed specifically for people ages 50 to 75. It's a simple and affordable solution that provides coverage for life. And it can help your loved ones financially after you're gone.

Is life insurance over 50 worth it?

Life insurance over 50 provides a tax-free payment to your loved ones after your death. They can use it to pay for expenses and make sure your final wishes are respected. You can have peace of mind knowing that you won't be leaving them with a financial burden.

Cover final expenses

Funeral costs, taxes, etc.

Pay off your debts

Credit cards, loans, etc.

Leave an inheritance

For your children, grandchildren or other loved ones.

Features

Quick and easy to buy

It takes minutes over the phone.

No medical exam

Simply answer 4 health questions to see if you're eligible.

No waiting period

Your coverage starts right away.

Advantages of 50+ Life Insurance

Attractive premiums

Premiums for this insurance won't change based on your age.

Multiple insurance amounts

Choose from $5,000, $7,500, $10,000, $15,000 or ­$20,000.

Extra payout

Your loved ones will receive 5 times the insurance amount in the event of accidental death before age 85.

Advance payment

Receive up to 50% of the insurance amount if your life expectancy is less than 2 years. 1

Assistance services

If you're looking to get help with daily activities or support in difficult times, we're here for you.

Psychological assistance

Talk to a psychological health specialist, in person or on the phone, for help in hard times.

Convalescence assistance – case management

Find out about resources to help with recovery from an illness, accident or surgery.

Estate settlement assistance

Get legal advice from a lawyer who is a member of the bar.

Cancellation policy

You can cancel your policy within the first 30 days and get a premium refund. 2 3

Get 50+ Life Insurance

By phone

Explore our other insurance options

Term life insurance

Life insurance that covers you for a specific period of time.
Learn more about Term life insurance

Participating life insurance

Insurance that covers you for life and builds cash value.
Learn more about Participating life insurance
Life insurance and living benefits products are manufactured by Desjardins Financial Security Life Assurance Company.
This insurance product is available across Canada except in Yukon, the Northwest Territories, Prince Edward Island and Nunavut. For all terms and conditions, see the insurance documents. We pay up to 50% of the insurance amount if your life expectancy is less than 2 years, as determined by your doctor. After the 30-day period, you can cancel your policy at any time. But there is no premium refund. You can get a premium refund if no claim has been made.