Registered retirement savings plan (RRSP)

Registered retirement savings plan (RRSP)

Take the moment to find the right savings strategy for you

Contribute now – RRSP

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514-CAISSES (514-224-7737 This link will launch your default phone software.)
1-800-CAISSES (1-800-224-7737 This link will launch your default phone software.)

The benefits of an RRSP

By contributing to an RRSP, you will reduce your taxable income, your tax bill and allows you to accumulate your savings tax-free until retirement or until you reach your goal.

Save for the future

  • Plan your retirement.
  • Buy your first home (HBP).
  • Go back to school (LLP).
It pays to contribute contest $16,000 in cash prizes

It pays to contribute contest

$16,000 in cash prizes

Learn more  about It pays to contribute contest

Get the most out of your RRSP

  • 18% Percentage of your income that you can contribute to an RRSP every year
    The 2019 contribution limit for an RRSP is $26,500. For 2018, the limit is $26,230.
  • March 1 The deadline to contribute to your RRSP. The RRSP contribution period covers the calendar year and the first 60 days of the following year.
    Automatic transfers take the work out of saving.
  • 71 Maximum age to contribute to an RRSP
    There’s no minimum age, but you must have employment or business income to accumulate contribution room.

Investments for your savings plan

Desjardins offers you a wide range of investments for your RRSPs. Here are some suggestions that might interest you:

Market-linked guaranteed investments

Capital 100% guaranteed at maturity and return potential related to market growth

Savings Account

Client services

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Talk to an expert

Get quick access to the help and advice you need.

  1. Consult a Desjardins advisor to find out about the terms of an RRSP loan.