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Accord D financing - Auto Loan

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Borrowers who need quick access to money to finance the purchase of a car, motorcycle, snowmobile or trailer.

Who should get this financing?

Accord D financing1 is a second credit limit on your Desjardins card. The Accord D financing interest rate is different from your credit card rate and is comparable to the interest rate for a personal loan. In just a few minutes2, money is automatically deposited into your caisse account3 and you can spend this amount as you wish.


Interest rate

Fixed rate between based on financing amount, credit history and term. See current rates

Amount available


  • Payments in equal monthly instalments, included in the minimum amount due on your Desjardins card
  • No prepayment penalties: pay off your loan whenever you want, in part or in full, without being charged extra fees

Loan term

6 months to 10 years based on amount requested


  • Application processed in less than 15 minutes2
  • Life insurance coverage4 included for the Desjardins primary credit card holder only
  • Eligible for potential member dividends
    Learn more about member dividends

Did you know?
If you are planning to buy a vehicle of more than $5,000 from a merchant or a dealer, the Desjardins Auto and Leisure Vehicle Loan is your best option. Find out more about the Desjardins Auto and Leisure Vehicle Loan.

If you are planning to buy a vehicle of more than $12,500 from an individual, the Desjardins Auto+ Loan may be the right choice for you. Find out more about the Desjardins Auto+ Loan

  1. Subject to approval by the Desjardins Card Services credit department.
  2. During Desjardins Card Services credit department business hours.
  3. You must be a Desjardins caisse member.
  4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Only the insurance policy sent with the statement following the Accord D transaction at the caisse may be used to settle legal disputes. Certain conditions and restrictions apply.