Life insurance

Life insurance

Plan ahead to avoid leaving a financial burden behind

  • Help your loved ones take care of your final expenses like funeral costs and taxes.
  • Help your family maintain their standard of living.
  • Keep important plans on track, like buying a house or putting your kids through school.

Types of coverage

Term life insurance

The most affordable and flexible coverage

  • Short- or medium-term coverage that you can fit into your budget
  • Can be converted into permanent coverage without providing proof of good health

Learn more - Term life insurance

Permanent life insurance

Coverage for the rest of your life

  • The most cost-effective coverage in the long term with a wide range of options
  • Get part of your investment back if you reduce or cancel your policy

Learn more - Permanent life insurance

Participating life insurance

Even more value for your money

  • Enjoy permanent coverage with a tax-efficient product that provides dividend options
  • Use dividends to grow your estate’s value

Learn more - Participating life insurance

Universal life insurance

Coverage with investment options

  • A useful estate planning tool that includes a tax-sheltered investment component
  • Consider this coverage if you’ve reached your RRSP, RESP and TFSA contributions limits

Learn more - Universal life insurance

Life insurance for people over 50

Coverage for people age 50 to 75

  • Doesn’t require a medical exam and you’ll only have to answer a few eligibility questions
  • Advance payments of up to 50% of the benefit

Learn more - Life insurance for people over 50 - External link. Opens in a new window.

Assess your coverage needs

Find the insurance amount that’s right for you by assessing your coverage needs—in person or online!

Meet with an advisor - External link. Opens in a new window. Assess online External link. Opens in a new window.

1-866-838-7661 This link will launch your default phone software.

These coverages are a product of Desjardins Insurance distributed in Quebec through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.