4 tips to help you be proactive in reducing your car insurance premiums
- Always drive carefully. An impeccable driving record is the first step towards getting the best rates possible. As a good driver, you're definitely favoured by your insurer.
- Choose the deductible that best meets your needs. By increasing the amount of the deductible you would pay in case of a claim, you automatically reduce your premiums. Of course, this is only to your advantage if you're able to cover the higher deductible if something happens.
- Opt for "winning combinations". By purchasing your car and home insurance with the same insurer, you get a nice rebate. At Desjardins Insurance, a double contract gives you up to 10% savings and you also benefit from certain additional coverage free of charge with your car insurance. It's an advantage that's well worth it!
- Remember that your car insurance premiums are based on many things, including the kind of car you drive. You'll pay considerably more in premiums to insure a new sports car than for the same coverage on a 2008 compact sedan.
You sometimes borrow a friend's car?
You can sometimes add additional coverage to your car insurance contract. For a slight surcharge, you'll be protected if you borrow a friend's car1.
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Desjardins Insurance refers to Desjardins General Insurance Inc.
1. Subject to other contract exclusions and limitations.